diff --git a/internal/billing/compile.go b/internal/billing/compile.go
index 532ebc9..474e846 100644
--- a/internal/billing/compile.go
+++ b/internal/billing/compile.go
@@ -200,13 +200,24 @@ func applyRule(prices map[string]interface{}, rule *config.BillingRule, srcName
 			}
 			models[modelID] = entry
 		}
-		// The source itself needs an entry too, otherwise priceFor() marks the
-		// request priced only when the model happens to be listed, and a model
-		// served from this URL but absent from the rule would be billed at the
-		// DEFAULT (zero) rate — indistinguishable from unpriced in the totals.
-		if _, ok := prices["sources"].(map[string]interface{})[srcName]; !ok {
-			prices["sources"].(map[string]interface{})[srcName] = map[string]interface{}{
-				"prompt": 0.0, "completion": 0.0, "per_request": 0.0,
+		// A specific-URL token rule needs a source entry so a model served
+		// from THIS url but absent from `rule.Models` is still recognised as
+		// belonging to a priced provider.
+		//
+		// A WILDCARD rule ("*") must NOT get one. "*" is a model catalogue — it
+		// says "these model ids have these prices, wherever they come from" —
+		// and marking every source priced at {0,0} would make priceFor() set
+		// priced=true for every model the catalogue does NOT list. Paid
+		// sources (commandcode, alittokenplan, …) would then record $0 instead
+		// of showing up in unpriced_reqs, which is precisely the silent
+		// zero-billing failure this whole plugin is built to make visible.
+		// The model lookup p.models[payload.model] already marks a listed
+		// model priced on its own, so the wildcard loses nothing.
+		if rule.URL != "*" {
+			if _, ok := prices["sources"].(map[string]interface{})[srcName]; !ok {
+				prices["sources"].(map[string]interface{})[srcName] = map[string]interface{}{
+					"prompt": 0.0, "completion": 0.0, "per_request": 0.0,
+				}
 			}
 		}
 		return nil
diff --git a/internal/billing/wildcard_test.go b/internal/billing/wildcard_test.go
new file mode 100644
index 0000000..ac25fb3
--- /dev/null
+++ b/internal/billing/wildcard_test.go
@@ -0,0 +1,88 @@
+package billing
+
+import (
+	"testing"
+
+	"llmsproxy/internal/config"
+)
+
+// The wildcard token rule must not blanket-mark every source as priced.
+//
+// Why this is a hazard and not a style question: priceFor() sets priced=true as
+// soon as the request's SOURCE has an entry in the price table, and that flag
+// is what keeps a request OUT of unpriced_reqs. A "*" rule is a model
+// catalogue — it prices specific model ids wherever they come from — but
+// compiling it into a {0,0,0} entry on all 21 sources made every model the
+// catalogue does not list look "priced at zero". Paid providers (commandcode,
+// alittokenplan, …) then stopped appearing in the unpriced warnings, which is
+// exactly the silent zero-billing failure the plugin exists to surface.
+func TestWildcardTokenRuleDoesNotMarkEverySourcePriced(t *testing.T) {
+	sources := []config.Source{
+		{Name: "free1", BaseURL: "https://free1.example.com/v1"},
+		{Name: "paid1", BaseURL: "https://paid1.example.com/v1"},
+		{Name: "paid2", BaseURL: "https://paid2.example.com/v1"},
+	}
+	profile := &config.BillingProfile{
+		ID: "p",
+		Rules: []config.BillingRule{
+			{URL: "https://free1.example.com/v1", Mode: "free"},
+			{
+				URL: "*", Mode: "token",
+				Models: map[string]config.BillingToken{
+					"only-catalogued-model": {Prompt: "1.00", Completion: "2.00"},
+				},
+			},
+		},
+	}
+	prices, err := Compile(profile, sources)
+	if err != nil {
+		t.Fatalf("compile: %v", err)
+	}
+	srcs := prices["sources"].(map[string]interface{})
+
+	// The explicitly free source keeps its entry (free is a deliberate 0).
+	if _, ok := srcs["free1"]; !ok {
+		t.Error("the explicit free rule lost its source entry")
+	}
+	// Paid sources must NOT be marked, or their unlisted models bill $0.
+	for _, name := range []string{"paid1", "paid2"} {
+		if _, ok := srcs[name]; ok {
+			t.Errorf("★ wildcard token rule marked %q as priced at 0 — its unlisted "+
+				"models will bill $0 instead of appearing as unpriced", name)
+		}
+	}
+	// The catalogue itself must still be present, or the rule prices nothing.
+	models := prices["models"].(map[string]interface{})
+	if _, ok := models["only-catalogued-model"]; !ok {
+		t.Error("the wildcard rule did not publish its model price")
+	}
+}
+
+// The inverse guard: a token rule for a SPECIFIC url still marks that source,
+// because it genuinely declares pricing for the models served from it.
+func TestSpecificURLTokenRuleStillMarksItsSource(t *testing.T) {
+	sources := []config.Source{
+		{Name: "mine", BaseURL: "https://mine.example.com/v1"},
+		{Name: "other", BaseURL: "https://other.example.com/v1"},
+	}
+	profile := &config.BillingProfile{
+		ID: "p",
+		Rules: []config.BillingRule{{
+			URL: "https://mine.example.com/v1", Mode: "token",
+			Models: map[string]config.BillingToken{
+				"m": {Prompt: "1.00", Completion: "2.00"},
+			},
+		}},
+	}
+	prices, err := Compile(profile, sources)
+	if err != nil {
+		t.Fatalf("compile: %v", err)
+	}
+	srcs := prices["sources"].(map[string]interface{})
+	if _, ok := srcs["mine"]; !ok {
+		t.Error("a specific-url token rule must still mark its own source priced")
+	}
+	if _, ok := srcs["other"]; ok {
+		t.Error("an unrelated source was marked priced by a specific-url rule")
+	}
+}