fix(codearts): 上游限流改为可声明重试（内核通用能力）+ 会话/连接两处真因

用户连续报「codeart 还是不可用 / empty stream」。把上游原始响应打出来逐条对齐，
三个症状同源，且都不是"模型坏了"：

| 场景 | 上游实际返回 |
|---|---|
| 流式、短时间连续请求 | HTTP **200** + 只带 error 的帧 ⇒ 内核判 `empty stream` |
| 非流式、同一条件 | HTTP 400 `TM.00001041: 并发会话数已达上限(3个)` |
| 突发请求 | HTTP 429 `TPM limit … 500000 tokens per minute` |

实测：最后一个请求结束后约 **44~60 秒**释放；同一账号连续请求 3~4 次即占满。
参考实现（示例插件 llm-adapter.ts）的做法是**每 10s 轮询后重试 chat**（最多 30
分钟），所以用户那边"看起来没事"。

## 我们的改法（内核只做通用机制，厂商知识留在插件）
1. **内核新增声明式重试策略** `source.retry`（纯数据：状态码列表 + 响应体子串 +
   间隔 + 次数）。内核不认识任何厂商；命中即在同一网关请求内每 10s 重试一次。
   流式只在**握手阶段**重试（首帧尚未下发，不会重复输出），非流式整体重试。
2. **插件为 codearts 声明**：400/429 + 命中 `TM.00001041` / `TPM limit` /
   `并发会话数已达上限` → 10s × 最多 18 次（≈3 分钟）。
3. **适配器补两个会话细节**：`Connection: close`（keep-alive 空闲连接会被上游
   计入并发会话）与稳定 `Session-Id`（同一账号恒定，避免每次请求新建会话）。
4. 错误文案补可行动提示（并发会话上限 / TPM 限流，约 1 分钟释放）。

## 验证（生产）
- 连续 6 次**流式**：6/6 成功（撞上限时自动等 10s 再试，客户端只感觉慢）：
  `+0s / +12s / +34s / +86s / +100s / +144s`
- 连续 5 次**非流式**：5/5 成功（`+0 / +11 / +20 / +28 / +38s`）
- 修复前：第 4 个请求起必然 TM.00001041 / empty stream。

> 注：`TM.00001005 无正常可用套餐` 属于账号权益问题（不重试、如实报出），
> 与限流要分开处理。

internal/config/config.go

@@ -95,7 +95,14 @@ type Source struct {
 	// ProxyURL routes this source's HTTP(S) traffic through an explicit proxy
 	// (e.g. http://127.0.0.1:7890). Empty = direct connection. Needed for
 	// upstreams behind geo/IP blocks that only respond through a proxy.
-	ProxyURL      string                 `yaml:"proxy_url" json:"proxy_url,omitempty"`
+	ProxyURL string `yaml:"proxy_url" json:"proxy_url,omitempty"`
+	// Retry is an OPTIONAL upstream retry policy. It exists for upstreams that
+	// answer a business-level rejection with a status code the kernel would
+	// otherwise surface to the client — e.g. a per-account concurrency cap that
+	// clears by itself after tens of seconds. The kernel stays vendor-agnostic:
+	// the matcher is pure DATA (status list + response-body substrings), so no
+	// provider name ever appears in core.
+	Retry         *RetryPolicy           `yaml:"retry" json:"retry,omitempty"`
 	Meta          map[string]interface{} `yaml:"meta" json:"meta,omitempty"`
 	Temperature   float64                `yaml:"temperature" json:"temperature,omitempty"`
 	MaxTokens     int                    `yaml:"max_tokens" json:"max_tokens,omitempty"`
@@ -105,6 +112,63 @@ type Source struct {
 	RPM           int                    `yaml:"rpm" json:"rpm,omitempty"` // optional requests-per-minute cap (0 = unlimited)
 }
 
+// RetryPolicy describes when a failed upstream attempt may be retried BEFORE
+// anything is returned to the client. All conditions are data:
+//
+//	OnStatus       - retry only when the HTTP status is one of these
+//	OnBodyContains - ... AND the response body contains one of these substrings
+//	                 (empty = status alone decides)
+//	Delay          - wait between attempts ("10s" etc.); parsed on demand
+//	MaxAttempts    - TOTAL attempts including the first (1 or 0 = no retry)
+//
+// Scope: the retry happens inside one gateway request, so a stream is only
+// retried before its first chunk reaches the client (the kernel already holds
+// the first chunk back), and a non-stream call is retried as a whole.
+type RetryPolicy struct {
+	OnStatus       []int    `yaml:"on_status,omitempty" json:"on_status,omitempty"`
+	OnBodyContains []string `yaml:"on_body_contains,omitempty" json:"on_body_contains,omitempty"`
+	Delay          string   `yaml:"delay,omitempty" json:"delay,omitempty"`
+	MaxAttempts    int      `yaml:"max_attempts,omitempty" json:"max_attempts,omitempty"`
+}
+
+// ShouldRetry reports whether one failed attempt matches this policy.
+func (r *RetryPolicy) ShouldRetry(status int, body string) bool {
+	if r == nil || r.MaxAttempts <= 1 {
+		return false
+	}
+	statusOK := len(r.OnStatus) == 0
+	for _, s := range r.OnStatus {
+		if s == status {
+			statusOK = true
+			break
+		}
+	}
+	if !statusOK {
+		return false
+	}
+	if len(r.OnBodyContains) == 0 {
+		return true
+	}
+	for _, sub := range r.OnBodyContains {
+		if sub != "" && strings.Contains(body, sub) {
+			return true
+		}
+	}
+	return false
+}
+
+// DelayDuration is the configured pause between attempts (default 10s).
+func (r *RetryPolicy) DelayDuration() time.Duration {
+	if r == nil || r.Delay == "" {
+		return 10 * time.Second
+	}
+	d, err := time.ParseDuration(r.Delay)
+	if err != nil || d < 0 {
+		return 10 * time.Second
+	}
+	return d
+}
+
 // Load reads and validates a config file. When the file does not exist yet a
 // default config is generated at that path first (first-run bootstrap), so a
 // fresh binary just works: `llmsproxy -config /path/to/config.yaml`.