diff --git a/internal/lua/plugins/ccquota.lua b/internal/lua/plugins/ccquota.lua
index b37cd11..f9ecb8e 100644
--- a/internal/lua/plugins/ccquota.lua
+++ b/internal/lua/plugins/ccquota.lua
@@ -46,6 +46,26 @@ local REQUIRED_HEADERS = {
 -- key store). The kernel deliberately does NOT let a plugin read the config, so
 -- this is the only channel — which also means the key never sits in Lua state
 -- or in the persisted plugin file.
+-- Monthly credit caps per planId.
+--
+-- The credits endpoint reports what is LEFT but never the cap, so a percentage
+-- is not derivable from it alone. The caps below come from the vendor's own
+-- pricing page: every plan costs $10/month and grants a different credit pool
+-- ($10 Go, $70 GOAT, $70 Pro, $70 Max). totalMonthlyCredits + monthlyCredits
+-- also sums to the cap, so this table is a CROSS-CHECK on the plan, not the only
+-- source — if the two disagree, PLAN_CAPS_WAIVED shows it instead of silently
+-- displaying a wrong percentage.
+--
+-- A planId absent from this table renders the balance with no percentage and no
+-- bar. Guessing a cap for an unknown plan would be worse than showing none.
+local PLAN_CAPS = {
+  ["individual-go"]    = 10,
+  ["individual-goat"]  = 70,
+  ["individual-pro"]   = 70,
+  ["individual-max"]   = 70,
+  ["team-goat"]        = 70,
+}
+
 local ACCOUNTS = {}
 
 -- ---------------------------------------------------------------- helpers
@@ -125,6 +145,11 @@ local function collectAccount(acct)
     report.purchased = tonum(c.purchasedCredits)
     report.free = tonum(c.freeCredits)
     report.total = report.monthly + report.purchased + report.free
+    -- belowThreshold is the vendor's own "running low" flag, distinct from
+    -- whether any balance remains: an account can hold $3 and still be below
+    -- their configured threshold.
+    report.below_threshold = c.belowThreshold == true
+    report.threshold = tonum(c.creditThreshold)
     report.limited = wl.limited == true
     report.exceeded = wl.exceeded
     report.fiveHour = wl.fiveHour
@@ -137,7 +162,11 @@ local function collectAccount(acct)
     report.failures[#report.failures + 1] = "subscriptions: " .. tostring(serr)
   elseif type(subs) == "table" and type(subs.data) == "table" then
     report.plan_status = subs.data.status
-    report.plan_price = subs.data.metadata and nil
+    report.plan_id = subs.data.planId
+    report.plan_cap = PLAN_CAPS[tostring(subs.data.planId or "")]
+    report.period_start = subs.data.currentPeriodStart
+    report.period_end = subs.data.currentPeriodEnd
+    report.cancel_at_period_end = subs.data.cancelAtPeriodEnd == true
     local md = subs.data.metadata
     if type(md) == "table" then
       report.plan_name = md.plan or md.name or md.tier
@@ -152,6 +181,23 @@ local function collectAccount(acct)
     report.spent = tonum(usage.totalCost)
     report.tokens = tonum(usage.totalTokens)
     report.success_rate = tonum(usage.successRate)
+    -- usage/summary counts over the BILLING PERIOD, so this pairs with the
+    -- monthly allowance rather than with the rolling 5h/weekly windows.
+    report.monthly_used = tonum(usage.totalMonthlyCredits)
+    report.period_basis = usage.periodBasis
+  end
+
+  -- Cross-check the configured cap against what the vendor spent plus what is
+  -- left. A mismatch means PLAN_CAPS drifted from the real plan (a price change,
+  -- or a planId this table does not know) — surfaced rather than papered over,
+  -- because a confidently wrong "99% used" is the worst possible reading here.
+  if report.plan_cap and report.monthly_used and report.monthly_used > 0 then
+    local implied = report.monthly_used + report.total
+    local drift = math.abs(implied - report.plan_cap)
+    if drift > (report.plan_cap * 0.02 + 0.5) then
+      report.cap_mismatch = true
+      report.implied_cap = implied
+    end
   end
 
   -- An account whose every endpoint failed is an auth problem, not a data
@@ -213,6 +259,8 @@ PLUGIN.ui = {
 .ccq-meta{display:flex;gap:14px;flex-wrap:wrap;font-size:11.5px;opacity:.7;margin-top:10px}
 .ccq-fail{font-size:11.5px;color:#b91c1c;margin-top:8px;word-break:break-word}
 .ccq-empty{opacity:.6;font-size:13px;padding:8px 0}
+.ccq-win-nodat{opacity:.5}
+.ccq-warn-line{font-size:11px;color:#b45309;margin-top:3px}
 </style>
 <script>
 (function(){
@@ -232,11 +280,41 @@ PLUGIN.ui = {
   function stateOf(r){
     if (r.auth_failed) return {cls:"err", txt:"认证失败"};
     if (r.exceeded) return {cls:"out", txt:"已超额"};
+    if (r.below_threshold) return {cls:"low", txt:"低于阈值"};
     var t = Number(r.total)||0;
     if (t<=0) return {cls:"out", txt:"无余额"};
     if (t<5) return {cls:"low", txt:"余额偏低"};
     return {cls:"ok", txt:r.plan_status||"正常"};
   }
+  // month renders the monthly allowance. Unlike the rolling windows this one is
+  // NOT capped by the vendor: credits reports what is left and usage reports what
+  // was spent, so the cap comes from the plan table (see PLAN_CAPS) and is
+  // cross-checked server-side. With no cap the balance is shown without a bar,
+  // because an invented denominator would be worse than none.
+  function month(r){
+    var used=Number(r.monthly_used)||0, cap=Number(r.plan_cap)||0;
+    var left=Number(r.total)||0;
+    var h='<div class="ccq-win"><div class="ccq-win-h"><span>每月';
+    if(r.period_end){
+      var d=Math.floor((new Date(r.period_end)-Date.now())/86400000);
+      if(d>0) h+=' <span class="ccq-reset" title="'+escH(r.period_end)+'">↻'+d+'d</span>';
+    }
+    h+='</span><span class="ccq-win-n">';
+    if(!(cap>0)){ h+='<span class="ccq-win-nodat" title="未知套餐额度">—</span></span>'; }
+    else{
+      var pctv=Math.floor(used/cap*100+0.5);
+      h+=pctv+'%</span></div>'+
+        '<div class="ccq-bar"><div class="ccq-bar-fill'+(pctv>=100?" over":(pctv>=80?" warn":""))+
+        '" style="width:'+Math.min(100,pctv)+'%"></div></div>'+
+        '<div class="ccq-win-d">$'+used.toFixed(2)+' / $'+cap.toFixed(0)+
+        ' · 剩 '+usd(left)+'</div>';
+      if(r.cap_mismatch){
+        h+='</div><div class="ccq-warn-line" title="已用+剩余与套餐额度不符，比例仅供参考">⚠ 额度口径可能有变</div>';
+      } else { h+='</div>'; }
+      return h;
+    }
+    return h+'<div class="ccq-win-d">已用 $'+used.toFixed(2)+' · 剩 '+usd(left)+'</div></div>';
+  }
   function win(label,w){
     if(!w) return "";
     var used=Number(w.used)||0, cap=Number(w.cap)||0;
@@ -271,9 +349,12 @@ PLUGIN.ui = {
       (Number(r.purchased)>0?'（含充值 $'+Number(r.purchased).toFixed(2)+'）':'')+
       '</span></div>'+
       '<div class="ccq-grid">'+
-      win("5 小时", r.fiveHour)+win("每周", r.weekly)+
+      month(r)+win("5 小时", r.fiveHour)+win("每周", r.weekly)+
       '</div>';
     var meta=[];
+    if(r.plan_id) meta.push("套餐 "+r.plan_id.replace(/^individual-/,""));
+    if(r.cancel_at_period_end) meta.push("到期不续费");
+    if(r.period_end) meta.push("周期至 "+String(r.period_end).slice(0,10));
     if(r.requests) meta.push(r.requests.toLocaleString()+" 次请求");
     if(r.spent) meta.push("累计 "+usd(r.spent));
     if(r.tokens) meta.push((r.tokens/1e9).toFixed(2)+"B tokens");