diff --git a/docs/plugins.md b/docs/plugins.md
index c238730..19d560b 100644
--- a/docs/plugins.md
+++ b/docs/plugins.md
@@ -503,15 +503,57 @@ end
 
 `plugins/billing.lua`，默认随首启 seed 进来，开箱可用。
 
-### 7.1 计费维度
+### 7.0 分层：billing 完全在插件里，内核没有任何 billing 代码
 
-| 维度 | 用途 | 优先级 |
+`billing` 是**插件自己的事**：规则文件、编译、计价、账目、规则编辑页都由
+`plugins/billing.lua` 负责。内核里没有 billing 的配置结构、端点、编译或迁移逻辑
+—— 它只提供所有插件通用的能力（加载 `.lua`、插件状态持久化、插件目录、
+`plugin.http` 路由、插件可用的 `io`/`os`）。
+
+| 项 | 位置 |
+|---|---|
+| 规则文件 | `<plugin_dir>/billing.json`（插件自己读写；内核不知道这个文件） |
+| 计费账目 | 插件状态文件 `<plugin_dir>/.billing.state.json`（内核的通用状态持久化） |
+| 规则编辑 API | `/api/plugins/http/billing/rules`（GET/PUT/POST/DELETE，插件路由） |
+| 编译/计价 | 插件内 `compileRules()` / `priceFor()` / `costFor()` |
+
+规则以**源名**（`source`）为键，而不是 URL：URL→源名的映射属于内核配置，插件
+不需要为了它和内核对接；编辑页在浏览器里，直接取 `/api/sources` 给运营选源名。
+`url: "*"` 只表示"全局模型价目表"（模型维度本来就不分源）。
+
+> 历史：早期 `billing:` 写在 `config.yaml`、编译在 Go 的 `internal/billing` 里。
+> GitCode issue #1 的根因正是"Go 与 Lua 各写一半覆盖语义"，组合起来把模型价
+> 静默清零。现在内核侧 billing 代码已全部删除，规则文件也由插件自持。
+
+### 7.1 计费维度### 7.1 计费维度
+
+| 维度 | 用途 | token 价覆盖顺序 |
 |---|---|---|
-| `sources` | 源的固定价（如按请求计费的转发服务） | 中 |
-| `models` | 模型的 per-token 价 | 高 |
+| `default` | 兜底价（通常全 0） | 最低 |
+| `models` | 模型的 per-token 价 | 中 |
+| `sources` | 源级价：固定价，或覆盖该源全部模型的 token 价 | 高 |
 | `keys` | 单个网关 key 的覆盖价 | **最高** |
 
-**token 价**优先级：`keys` > `models` > `default`。
+**token 价**优先级：`keys` > `sources` > `models` > `default`。
+（实现顺序就是"后写覆盖前写"：`default` → `models` → `sources` → `keys`；
+所以**源级 token 价会覆盖模型价**。这是有意的：运营要能给某个源整体改价。）
+
+⚠️ 正因为 `sources` 会覆盖 `models`：**`mode: token` 的规则不产生任何源条目**。
+规则未列出的模型会进入未定价统计（可见），而不是静默计 0 —— 这是 issue #1 / PR #2
+的收口语义。只有 `free` / `subscription`（"边际成本为零"）会写有意为之的
+`{prompt:0, completion:0}` 零价条目。
+
+规则写法：
+
+```json
+{"active":"current","profiles":[{"id":"current","default":"unpriced","rules":[
+  {"source":"localzen","mode":"free"},
+  {"source":"codearts","mode":"token",
+   "models":{"glm-5.3":{"prompt":"0.15","completion":"0.60"}}},
+  {"url":"*","mode":"token","models":{"some-model":{"prompt":"1.0","completion":"2.0"}}}
+]}]}
+```
+
 **`per_request` 固定价是叠加的**（不覆盖），所以一个生图模型可以既算 token 又收固定费。
 **`cache_discount`** 见 §7.7。
 
@@ -599,6 +641,17 @@ curl -H "Authorization: Bearer $ADMIN_KEY" \
 
 仪表盘上有 "Unpriced" 卡片。**这个数应该是 0**；不是 0 就去补价目。
 
+**profile 级兜底**：`profiles[].default` 可设为 `free` 或 `unpriced`（默认）。
+它是插件运行时的策略（编译期写入 `prices.default_mode`）：
+
+| `default` | 没有单独规则的源 | `unpriced_reqs` |
+|---|---|---|
+| `unpriced`（省略时） | 零价，计入未定价债务 | +1 |
+| `free` | 零价，视为**刻意免费** | 不增加 |
+
+显式 `mode: unpriced` 的源即使在 `default: free` 下也仍然计入（"只统计不收费"
+的声明不能被兜底策略吞掉）。
+
 注意"未定价"不等于"免费"：这些请求的 `requests` / token 数**照常计入**
 `total` 与各维度，只有金额是 0。
 
diff --git a/internal/config/config.go b/internal/config/config.go
index bdb5e76..11df0c7 100644
--- a/internal/config/config.go
+++ b/internal/config/config.go
@@ -7,7 +7,6 @@ import (
 	"fmt"
 	"os"
 	"path/filepath"
-	"strconv"
 	"strings"
 	"time"
 
@@ -30,15 +29,6 @@ type Config struct {
 	Auto          []ModelScope `yaml:"auto,omitempty"`       // AUTO 调度链规则（WebUI 优先级页编辑，chat）
 	AutoImage     []ModelScope `yaml:"auto_image,omitempty"` // AUTO 生图调度链规则（WebUI 优先级页·生图）
 	Keys          []GWKey      `yaml:"keys,omitempty"`       // 网关密钥（WebUI 密钥页管理）
-	// BillingDSL declares per-URL pricing profiles for the billing plugin.
-	//
-	// Declarative, because hand-writing the prices JSON was error-prone in ways
-	// that looked successful: the first PUT went out without the required
-	// `prices` wrapper and silently REPLACED the accumulated totals with the
-	// price table; the second used a peak-window shape the plugin does not read,
-	// so peak traffic was billed at off-peak rates — no error, the bill just
-	// quietly halved. A schema-checked config file catches both at load.
-	BillingDSL *BillingDSL `yaml:"billing,omitempty"`
 	// PluginVisibility overrides the audience a plugin declared for itself,
 	// keyed by plugin name: "admin" hides a plugin (and its state) from user
 	// keys, "all" widens one that shipped admin-only, "user,admin" names roles
@@ -487,182 +477,6 @@ type GWKey struct {
 // chain" so a user can clear an override back to the global default.
 func (k GWKey) HasOwnAuto() bool { return len(k.Auto) > 0 }
 
-// BillingDSL holds declarative per-URL pricing profiles for the billing plugin.
-//
-// Profiles are the "let the user pick" axis: the same upstream URL can be
-// declared under multiple profiles, and the operator chooses which is active.
-// Switching recomputes and re-injects the billing plugin's prices table.
-type BillingDSL struct {
-	// Active is the id of the profile in effect. Empty => the first profile.
-	Active   string           `yaml:"active,omitempty" json:"active,omitempty"`
-	Profiles []BillingProfile `yaml:"profiles,omitempty" json:"profiles,omitempty"`
-}
-
-// BillingProfile is one named set of per-URL pricing rules.
-type BillingProfile struct {
-	ID    string `yaml:"id" json:"id"`
-	Label string `yaml:"label,omitempty" json:"label,omitempty"`
-	// Default applies when no rule matches: "free" or "unpriced".
-	Default string        `yaml:"default,omitempty" json:"default,omitempty"`
-	Rules   []BillingRule `yaml:"rules,omitempty" json:"rules,omitempty"`
-}
-
-// BillingRule declares the pricing for everything under one URL.
-type BillingRule struct {
-	// URL matches a source's base_url. "*" = any unmatched URL.
-	URL string `yaml:"url" json:"url"`
-	// Mode is one of: free, token, subscription, unpriced.
-	Mode     string `yaml:"mode" json:"mode"`
-	Currency string `yaml:"currency,omitempty" json:"currency,omitempty"`
-	// Subscription is the flat monthly cost (for mode=subscription).
-	Subscription float64 `yaml:"subscription,omitempty" json:"subscription,omitempty"`
-	// Models declares per-token prices when mode=token.
-	Models map[string]BillingToken `yaml:"models,omitempty" json:"models,omitempty"`
-	// Free is true when mode=free (kept for explicitness).
-	// Peak applies to ALL token-priced requests under this URL.
-	Peak *BillingPeak `yaml:"peak,omitempty" json:"peak,omitempty"`
-}
-
-// BillingToken is the per-model price.
-type BillingToken struct {
-	Prompt        string   `yaml:"prompt" json:"prompt"`         // USD per million tokens, e.g. "0.15"
-	Completion    string   `yaml:"completion" json:"completion"` // USD per million tokens
-	CacheDiscount *float64 `yaml:"cache_discount,omitempty" json:"cache_discount,omitempty"`
-	// Reasoning is the USD-per-million rate for thinking tokens, for the rare
-	// provider that charges them differently from ordinary output. Omit it and
-	// reasoning is billed at Completion — which is what OpenAI, DeepSeek and
-	// Anthropic all do, and what every source on this deployment reports.
-	//
-	// It is a rate for a SUBSET of completion tokens, never an extra charge: the
-	// billing plugin applies only the difference between this and Completion, so
-	// setting it to a multiple of Completion reprices the thinking share rather
-	// than billing it twice.
-	Reasoning string `yaml:"reasoning,omitempty" json:"reasoning,omitempty"`
-	// LongContext is the prompt-price step above a token threshold. Nil = one
-	// flat rate, which is what a rule means when it says nothing.
-	LongContext *BillingLongContext `yaml:"long_context,omitempty" json:"long_context,omitempty"`
-}
-
-// BillingPeak declares peak-hour pricing.
-type BillingPeak struct {
-	Multiplier float64 `yaml:"multiplier" json:"multiplier"`
-	// Weekdays: 1=Mon..5=Fri (Lua os.date !%w, 0=Sun)
-	Weekdays []int `yaml:"weekdays,omitempty" json:"weekdays,omitempty"`
-	// Hours: each pair is [lo,hi] inclusive
-	Hours [][2]int `yaml:"hours,omitempty" json:"hours,omitempty"`
-}
-
-// BillingLongContext is a prompt-price step for long inputs.
-//
-// Every major provider charges the input tokens ABOVE a threshold at a higher
-// rate — DeepSeek doubles past 128k, OpenAI and Anthropic step up as well. A
-// flat prompt price therefore under-bills exactly the traffic an agent workload
-// generates, and it under-bills it silently: the number is plausible, the bill
-// adds up, and nothing says the rate was wrong.
-//
-// The step applies to the PROMPT only. Output and cache reads are billed at
-// their own rates regardless of input length, which is how providers publish
-// it — the higher rate is for the extra context you made the model read, not for
-// what it wrote back.
-type BillingLongContext struct {
-	// Above is the token count the step starts at. A request with exactly this
-	// many prompt tokens is still at the base rate; the step covers the tokens
-	// BEYOND it. Inclusive-below matches how the providers document it.
-	Above int `yaml:"above" json:"above"`
-	// Prompt is the USD-per-million rate for the tokens above Above.
-	Prompt string `yaml:"prompt" json:"prompt"`
-	// Multiplier is an alternative to Prompt: a factor applied to the base rate
-	// (DeepSeek's published step is exactly 2x). When both are set Prompt wins,
-	// and setting neither is a validation error rather than a silent no-op.
-	Multiplier float64 `yaml:"multiplier,omitempty" json:"multiplier,omitempty"`
-}
-
-// Validate rejects a BillingDSL that could not work as written.
-func (b *BillingDSL) Validate() error {
-	if b == nil {
-		return nil
-	}
-	ids := map[string]bool{}
-	for i := range b.Profiles {
-		p := &b.Profiles[i]
-		if p.ID == "" {
-			return fmt.Errorf("billing profile [%d] has no id", i)
-		}
-		if ids[p.ID] {
-			return fmt.Errorf("billing profile id %q appears more than once", p.ID)
-		}
-		ids[p.ID] = true
-		if p.Default != "" && p.Default != "free" && p.Default != "unpriced" {
-			return fmt.Errorf("profile %q: default must be free or unpriced, got %q", p.ID, p.Default)
-		}
-		for j := range p.Rules {
-			r := &p.Rules[j]
-			if r.URL == "" {
-				return fmt.Errorf("profile %q rule [%d]: url is required", p.ID, j)
-			}
-			switch r.Mode {
-			case "free", "token", "subscription", "unpriced":
-			default:
-				return fmt.Errorf("profile %q rule [%d]: mode must be free/token/subscription/unpriced, got %q", p.ID, j, r.Mode)
-			}
-			if r.Mode == "token" {
-				for m, t := range r.Models {
-					if t.Prompt == "" || t.Completion == "" {
-						return fmt.Errorf("profile %q model %q: prompt and completion are required for token mode", p.ID, m)
-					}
-					if _, err := ParseFloatUSDPerM(t.Prompt); err != nil {
-						return fmt.Errorf("profile %q model %q prompt: %w", p.ID, m, err)
-					}
-					if _, err := ParseFloatUSDPerM(t.Completion); err != nil {
-						return fmt.Errorf("profile %q model %q completion: %w", p.ID, m, err)
-					}
-				}
-			}
-		}
-	}
-	// Active must resolve to a profile id.
-	if b.Active != "" && !ids[b.Active] {
-		return fmt.Errorf("billing.active = %q but no profile has that id", b.Active)
-	}
-	return nil
-}
-
-// Resolve returns the profile with the given id; empty id (or an id that does
-// not exist) falls back to the FIRST profile. A config with profiles but no
-// active marker should mean "use the one I wrote first" rather than "price
-// nothing", which is what a nil here would silently do.
-func (b *BillingDSL) Resolve(id string) *BillingProfile {
-	if b == nil || len(b.Profiles) == 0 {
-		return nil
-	}
-	if id != "" {
-		for i := range b.Profiles {
-			if b.Profiles[i].ID == id {
-				return &b.Profiles[i]
-			}
-		}
-	}
-	return &b.Profiles[0]
-}
-
-// parseFloatUSDPerM parses a USD-per-million price string. Returns the
-// per-single-token rate the plugin expects (price / 1e6).
-//
-// Kept as a string in the DSL rather than a float: "0.15" survives round-trips
-// through YAML editors, and a malformed value must fail VALIDATION (with the
-// file and field named) rather than parse as 0 and under-bill silently — which
-// is exactly the failure mode that motivated the DSL.
-func ParseFloatUSDPerM(s string) (float64, error) {
-	f, err := strconv.ParseFloat(strings.TrimSpace(s), 64)
-	if err != nil {
-		return 0, fmt.Errorf("not a number: %q", s)
-	}
-	if f < 0 {
-		return 0, fmt.Errorf("negative price: %q", s)
-	}
-	return f / 1e6, nil
-}
-
 // KeyQuota is retained only to carry a scope entry's caps through the admin
 // API. Quotas are per model, never per key: there is deliberately no key-wide
 // total, so exhausting one model's budget never blocks the others.
diff --git a/internal/core/core.go b/internal/core/core.go
index 8d36661..6d8fdeb 100644
--- a/internal/core/core.go
+++ b/internal/core/core.go
@@ -16,7 +16,6 @@ import (
 	"sync/atomic"
 	"time"
 
-	"llmsproxy/internal/billing"
 	"llmsproxy/internal/config"
 	"llmsproxy/internal/lua"
 	"llmsproxy/internal/provider"
@@ -110,7 +109,6 @@ func NewFromConfig(cfg *config.Config) (*Core, error) {
 		log.Printf("[core] plugin %v %v loaded (hooks=%v ui=%v)",
 			p["name"], p["version"], p["hooks"], p["ui"])
 	}
-	c.applyBillingDSL()
 	c.store = config.NewStore(cfg.RuntimeFile)
 	// Share one box between the runtime store and config.yaml so a single
 	// master.key seals both files. config.Load left the config holding
@@ -1010,63 +1008,6 @@ func (c *Core) Close() {
 	}
 }
 
-// applyBillingDSL compiles the configured billing profile and injects it into
-// the billing plugin.
-//
-// Configured pricing replaces the hand-written JSON blob that used to be PUT
-// through the state API. That path was used twice in production and both times
-// it "succeeded" while being wrong: once without the required `prices` wrapper
-// (silently wiping the accumulated totals), once with a peak-window shape the
-// plugin does not read (peak traffic billed at off-peak rates, no error). A
-// typed config with load-time validation turns both mistakes into startup
-// errors naming the file and field.
-//
-// A DSL with no profile, or one that fails to compile, leaves the plugin's
-// prices untouched: billing keeps running on whatever it had, and the problem
-// is logged rather than becoming a startup failure — the gateway must forward
-// even when its cost accounting is misconfigured.
-func (c *Core) applyBillingDSL() {
-	ps := c.plugins
-	if ps == nil || ps.Count() == 0 {
-		return
-	}
-	// The billing plugin may simply not be installed; a DSL without it is a
-	// no-op, not an error.
-	var have bool
-	for _, row := range ps.List() {
-		if row["name"] == "billing" && row["loaded"] == true {
-			have = true
-			break
-		}
-	}
-	if !have {
-		return
-	}
-	dsl := c.cfg.BillingDSL
-	if dsl == nil || len(dsl.Profiles) == 0 {
-		return
-	}
-	if err := dsl.Validate(); err != nil {
-		log.Printf("[billing] config invalid, profile not applied: %v", err)
-		return
-	}
-	profile := dsl.Resolve(dsl.Active)
-	if profile == nil {
-		log.Printf("[billing] no billing profile resolved (active=%q)", dsl.Active)
-		return
-	}
-	prices, err := billing.Compile(profile, c.cfg.Sources)
-	if err != nil {
-		log.Printf("[billing] profile %q not applied: %v", profile.ID, err)
-		return
-	}
-	if err := ps.SetState("billing", map[string]interface{}{"prices": prices}); err != nil {
-		log.Printf("[billing] applying profile %q: %v", profile.ID, err)
-		return
-	}
-	log.Printf("[billing] profile %q applied (%d rules, %d sources)", profile.ID, len(profile.Rules), len(c.cfg.Sources))
-}
-
 // ValidateScopeQuotas checks every scope entry's caps before they are stored.
 // A typo in a period must be rejected at write time rather than silently
 // becoming a never-resetting budget — the opposite of what was typed.
diff --git a/internal/gateway/billing_rules_api.go b/internal/gateway/billing_rules_api.go
deleted file mode 100644
index 5c0f601..0000000
--- a/internal/gateway/billing_rules_api.go
+++ /dev/null
@@ -1,282 +0,0 @@
-package gateway
-
-import (
-	"encoding/json"
-	"net/http"
-
-	"llmsproxy/internal/billing"
-	"llmsproxy/internal/config"
-)
-
-// Billing rules API.
-//
-//	GET  /api/plugins/billing/rules    the active profile's rules + all profiles
-//	PUT  /api/plugins/billing/rules    replace the whole DSL and re-inject prices
-//	POST /api/plugins/billing/rules    { profile, rule } append one rule
-//	DELETE /api/plugins/billing/rules  { profile, url } remove one rule
-//
-// Why a separate endpoint instead of the generic plugin state: prices are
-// plugin state, but they are also a durable, reviewable CONFIGURATION. Routing
-// them through /state would let an admin key PUT arbitrary plugin state and
-// silently reset the accumulated accounting. Here the server owns the shape:
-// it validates the DSL, writes it back to config.yaml, recompiles, and hands
-// the plugin its prices table. The operator edits rules; the plugin keeps
-// numbers. The two are never mixed in one payload.
-//
-// Editing means "what the operator typed is what config.yaml holds". A
-// billing mistake found next week must be traceable to a reviewable file, not
-// to a blob in the plugin's state sidecar.
-func (g *Gateway) handleBillingRules(w http.ResponseWriter, r *http.Request) {
-	if reqRole(r.Context()) != "admin" {
-		writeError(w, http.StatusForbidden, "forbidden", "admin role required")
-		return
-	}
-	switch r.Method {
-	case http.MethodGet:
-		g.getBillingRules(w)
-	case http.MethodPut:
-		g.putBillingRules(w, r)
-	case http.MethodPost:
-		g.addBillingRule(w, r)
-	case http.MethodDelete:
-		g.delBillingRule(w, r)
-	default:
-		writeError(w, http.StatusMethodNotAllowed, "method_not_allowed", "use GET/PUT/POST/DELETE")
-	}
-}
-
-// billingRulesPayload is the UI-facing view: the profiles as declared, plus
-// which one is active and the source URLs they can match — the editor needs
-// the URL list to offer suggestions, and an operator typing a URL that matches
-// no source is exactly the silent-no-pricing failure this feature exists to
-// remove.
-type billingRulesPayload struct {
-	DSL      *config.BillingDSL `json:"billing"`
-	Active   string             `json:"active"`
-	URLs     []string           `json:"urls"`
-	Warnings []string           `json:"warnings"`
-}
-
-func (g *Gateway) billingRulesPayload() billingRulesPayload {
-	out := billingRulesPayload{}
-	cfg := g.core.Config()
-	if cfg != nil && cfg.BillingDSL != nil {
-		// Copy so the response cannot be mutated back through the pointer.
-		cp := *cfg.BillingDSL
-		out.DSL = &cp
-		if p := cp.Resolve(""); p != nil {
-			out.Active = p.ID
-		}
-	}
-	for _, s := range g.sourceURLs() {
-		out.URLs = append(out.URLs, s)
-	}
-	out.Warnings = g.billingRuleWarnings()
-	return out
-}
-
-func (g *Gateway) sourceURLs() []string {
-	cfg := g.core.Config()
-	if cfg == nil {
-		return nil
-	}
-	seen := map[string]bool{}
-	var out []string
-	for _, s := range cfg.Sources {
-		if s.BaseURL == "" || seen[s.BaseURL] {
-			continue
-		}
-		seen[s.BaseURL] = true
-		out = append(out, s.BaseURL)
-	}
-	return out
-}
-
-// billingRuleWarnings reports rules that match no configured source. This is
-// the silent killer of hand-written price tables: the rule parses, validates,
-// and prices nothing at all, so every request on that URL lands in unpriced.
-// Saying so out loud is the difference between a five-second fix and an
-// afternoon wondering why the bill is zero.
-func (g *Gateway) billingRuleWarnings() []string {
-	cfg := g.core.Config()
-	if cfg == nil || cfg.BillingDSL == nil {
-		return nil
-	}
-	urls := map[string]bool{}
-	for _, u := range g.sourceURLs() {
-		urls[u] = true
-	}
-	var warns []string
-	for _, p := range cfg.BillingDSL.Profiles {
-		for _, r := range p.Rules {
-			if r.URL == "*" || urls[r.URL] {
-				continue
-			}
-			warns = append(warns, "profile "+p.ID+": rule url "+r.URL+" matches no configured source")
-		}
-	}
-	return warns
-}
-
-func (g *Gateway) getBillingRules(w http.ResponseWriter) {
-	writeJSON(w, http.StatusOK, g.billingRulesPayload())
-}
-
-func (g *Gateway) putBillingRules(w http.ResponseWriter, r *http.Request) {
-	var body struct {
-		Billing *config.BillingDSL `json:"billing"`
-	}
-	if err := json.NewDecoder(r.Body).Decode(&body); err != nil {
-		writeError(w, http.StatusBadRequest, "invalid_request", "invalid json: "+err.Error())
-		return
-	}
-	if body.Billing == nil {
-		writeError(w, http.StatusBadRequest, "invalid_request", "billing is required")
-		return
-	}
-	g.applyBillingDSLUpdate(w, body.Billing)
-}
-
-func (g *Gateway) addBillingRule(w http.ResponseWriter, r *http.Request) {
-	var body struct {
-		Profile string             `json:"profile"`
-		Rule    config.BillingRule `json:"rule"`
-	}
-	if err := json.NewDecoder(r.Body).Decode(&body); err != nil {
-		writeError(w, http.StatusBadRequest, "invalid_request", "invalid json: "+err.Error())
-		return
-	}
-	cfg := g.core.Config()
-	if cfg == nil || cfg.BillingDSL == nil || len(cfg.BillingDSL.Profiles) == 0 {
-		writeError(w, http.StatusBadRequest, "no_profile", "no billing profiles configured; create one first")
-		return
-	}
-	next := cloneBillingDSL(cfg.BillingDSL)
-	idx := profileIndex(next, body.Profile)
-	if idx < 0 {
-		writeError(w, http.StatusBadRequest, "unknown_profile", "no such profile: "+body.Profile)
-		return
-	}
-	p := &next.Profiles[idx]
-	// Replace rather than append when the URL is already declared: two rules
-	// for one URL would silently make the first unreachable (first match wins),
-	// which is the exact ambiguity an editor should not be able to create.
-	replaced := false
-	for i := range p.Rules {
-		if p.Rules[i].URL == body.Rule.URL {
-			p.Rules[i] = body.Rule
-			replaced = true
-			break
-		}
-	}
-	if !replaced {
-		p.Rules = append(p.Rules, body.Rule)
-	}
-	g.applyBillingDSLUpdate(w, next)
-}
-
-func (g *Gateway) delBillingRule(w http.ResponseWriter, r *http.Request) {
-	var body struct {
-		Profile string `json:"profile"`
-		URL     string `json:"url"`
-	}
-	if err := json.NewDecoder(r.Body).Decode(&body); err != nil {
-		writeError(w, http.StatusBadRequest, "invalid_request", "invalid json: "+err.Error())
-		return
-	}
-	cfg := g.core.Config()
-	if cfg == nil || cfg.BillingDSL == nil {
-		writeError(w, http.StatusBadRequest, "no_profile", "no billing profiles configured")
-		return
-	}
-	next := cloneBillingDSL(cfg.BillingDSL)
-	idx := profileIndex(next, body.Profile)
-	if idx < 0 {
-		writeError(w, http.StatusBadRequest, "unknown_profile", "no such profile: "+body.Profile)
-		return
-	}
-	p := &next.Profiles[idx]
-	out := p.Rules[:0]
-	found := false
-	for _, rule := range p.Rules {
-		if rule.URL == body.URL {
-			found = true
-			continue
-		}
-		out = append(out, rule)
-	}
-	if !found {
-		writeError(w, http.StatusNotFound, "not_found", "no rule for url "+body.URL)
-		return
-	}
-	p.Rules = out
-	g.applyBillingDSLUpdate(w, next)
-}
-
-// applyBillingDSLUpdate is the single write path: validate, persist to
-// config.yaml, recompile, inject, and only then report success. If the config
-// cannot be written the change is NOT applied in memory either — a rules editor
-// that says "saved" and loses the edit on the next restart is worse than one
-// that refuses.
-func (g *Gateway) applyBillingDSLUpdate(w http.ResponseWriter, next *config.BillingDSL) {
-	if err := next.Validate(); err != nil {
-		writeError(w, http.StatusBadRequest, "invalid_rules", err.Error())
-		return
-	}
-	cfg := g.core.Config()
-	if cfg == nil {
-		writeError(w, http.StatusInternalServerError, "no_config", "no config loaded")
-		return
-	}
-	// Assign BEFORE saving. The previous order saved first and assigned after,
-	// so every rule edit reported success while writing a config.yaml with no
-	// billing section at all — the operator's edit vanished on restart and
-	// nothing in the API response said so.
-	prev := cfg.BillingDSL
-	cfg.BillingDSL = next
-
-	// Compile before persisting: a profile that cannot be turned into prices
-	// must not reach the config file, or the next restart fails to load the
-	// very rules the editor just accepted.
-	prices, err := billing.CompileOpts(next.Resolve(next.Active), cfg.Sources, true)
-	if err != nil {
-		cfg.BillingDSL = prev // no half-applied state
-		writeError(w, http.StatusBadRequest, "compile_failed", err.Error())
-		return
-	}
-	if err := cfg.Save(); err != nil {
-		cfg.BillingDSL = prev
-		writeError(w, http.StatusInternalServerError, "persist_failed", err.Error())
-		return
-	}
-	ps := g.core.Plugins()
-	if ps != nil {
-		if err := ps.SetState("billing", map[string]interface{}{"prices": prices}); err != nil {
-			writeError(w, http.StatusBadRequest, "plugin_error", err.Error())
-			return
-		}
-	}
-	p := g.billingRulesPayload()
-	writeJSON(w, http.StatusOK, map[string]interface{}{
-		"ok": true, "billing": p.DSL, "active": p.Active, "warnings": p.Warnings,
-	})
-}
-
-func cloneBillingDSL(d *config.BillingDSL) *config.BillingDSL {
-	out := &config.BillingDSL{Active: d.Active}
-	out.Profiles = make([]config.BillingProfile, len(d.Profiles))
-	copy(out.Profiles, d.Profiles)
-	return out
-}
-
-func profileIndex(d *config.BillingDSL, id string) int {
-	if id == "" {
-		return -1
-	}
-	for i, p := range d.Profiles {
-		if p.ID == id {
-			return i
-		}
-	}
-	return -1
-}
diff --git a/internal/gateway/billing_rules_api_test.go b/internal/gateway/billing_rules_api_test.go
deleted file mode 100644
index 82cf1f0..0000000
--- a/internal/gateway/billing_rules_api_test.go
+++ /dev/null
@@ -1,281 +0,0 @@
-package gateway
-
-import (
-	"encoding/json"
-	"net/http"
-	"net/http/httptest"
-	"os"
-	"sort"
-	"strings"
-	"testing"
-
-	"llmsproxy/internal/config"
-)
-
-// rulesGateway needs a real billing plugin (the API injects prices into it)
-// AND two sources whose base_urls the rules will match, so it cannot reuse
-// either existing helper: gatewayWithBilling has no sources, and
-// newTestGateway loads no plugins.
-func rulesGateway(t *testing.T) *Gateway {
-	t.Helper()
-	g := gatewayWithBilling(t)
-	cfg := g.core.Config()
-	cfg.Sources = []config.Source{
-		{Name: "localzen", BaseURL: "https://free.example.com/v1"},
-		{Name: "commandcode", BaseURL: "https://api.commandcode.ai/v1"},
-	}
-	return g
-}
-
-func rulesDo(t *testing.T, g *Gateway, method, body string) *httptest.ResponseRecorder {
-	t.Helper()
-	return doReq(t, g, method, "/api/plugins/billing/rules", body)
-}
-
-// TestBillingRulesCRUD covers the whole editor loop against the real HTTP
-// surface: read, add, replace-by-URL, delete. The replace-by-URL case is the
-// one worth pinning — two rules for one URL would make the first unreachable
-// (first match wins) without any error, which is exactly the kind of silent
-// ambiguity an editor must not be able to create.
-func TestBillingRulesCRUD(t *testing.T) {
-	g := rulesGateway(t)
-	seed := `{"billing":{"active":"p1","profiles":[{"id":"p1","rules":[
-      {"url":"https://free.example.com/v1","mode":"free"}]}]}}`
-	if rr := rulesDo(t, g, http.MethodPut, seed); rr.Code != http.StatusOK {
-		t.Fatalf("seed rules = %d: %s", rr.Code, rr.Body.String())
-	}
-
-	// Add a token-priced rule for the second URL.
-	add := `{"profile":"p1","rule":{"url":"https://api.commandcode.ai/v1","mode":"token",
-      "models":{"deepseek-v4.1-flash":{"prompt":"0.15","completion":"0.60"}}}}`
-	if rr := rulesDo(t, g, http.MethodPost, add); rr.Code != http.StatusOK {
-		t.Fatalf("add rule = %d: %s", rr.Code, rr.Body.String())
-	}
-	var got billingRulesPayload
-	if err := json.Unmarshal(rulesDo(t, g, http.MethodGet, "").Body.Bytes(), &got); err != nil {
-		t.Fatal(err)
-	}
-	if len(got.DSL.Profiles[0].Rules) != 2 {
-		t.Fatalf("after add there are %d rules, want 2", len(got.DSL.Profiles[0].Rules))
-	}
-
-	// Adding the SAME url again must replace, not append.
-	if rr := rulesDo(t, g, http.MethodPost, `{"profile":"p1","rule":{"url":"https://api.commandcode.ai/v1","mode":"free"}}`); rr.Code != http.StatusOK {
-		t.Fatalf("re-add same url = %d: %s", rr.Code, rr.Body.String())
-	}
-	if err := json.Unmarshal(rulesDo(t, g, http.MethodGet, "").Body.Bytes(), &got); err != nil {
-		t.Fatal(err)
-	}
-	if n := len(got.DSL.Profiles[0].Rules); n != 2 {
-		t.Fatalf("re-adding an existing url appended instead of replacing: %d rules", n)
-	}
-	var mode string
-	for _, r := range got.DSL.Profiles[0].Rules {
-		if r.URL == "https://api.commandcode.ai/v1" {
-			mode = r.Mode
-		}
-	}
-	if mode != "free" {
-		t.Errorf("re-added rule mode = %q, want free (the replacement must win)", mode)
-	}
-
-	// Delete by URL.
-	if rr := rulesDo(t, g, http.MethodDelete, `{"profile":"p1","url":"https://api.commandcode.ai/v1"}`); rr.Code != http.StatusOK {
-		t.Fatalf("delete rule = %d: %s", rr.Code, rr.Body.String())
-	}
-	if err := json.Unmarshal(rulesDo(t, g, http.MethodGet, "").Body.Bytes(), &got); err != nil {
-		t.Fatal(err)
-	}
-	if len(got.DSL.Profiles[0].Rules) != 1 {
-		t.Errorf("after delete there are %d rules, want 1", len(got.DSL.Profiles[0].Rules))
-	}
-}
-
-// TestBillingRulesRejectUnknownURLWithWarning is the silent-failure guard: a
-// rule whose URL matches no source prices nothing, so every request on it
-// falls into unpriced. The API must say so instead of accepting it silently.
-func TestBillingRulesRejectUnknownURLWithWarning(t *testing.T) {
-	g := rulesGateway(t)
-	if rr := rulesDo(t, g, http.MethodPut, `{"billing":{"active":"p","profiles":[{"id":"p",
-      "rules":[{"url":"https://typo.example.com/v1","mode":"free"}]}]}}`); rr.Code != http.StatusOK {
-		t.Fatalf("seed = %d: %s", rr.Code, rr.Body.String())
-	}
-	var got billingRulesPayload
-	if err := json.Unmarshal(rulesDo(t, g, http.MethodGet, "").Body.Bytes(), &got); err != nil {
-		t.Fatal(err)
-	}
-	if len(got.Warnings) == 0 {
-		t.Fatal("a rule matching no configured source was accepted with no warning — " +
-			"it will price nothing and every request will be recorded as unpriced")
-	}
-	if !strings.Contains(got.Warnings[0], "typo.example.com") {
-		t.Errorf("warning does not name the offending url: %v", got.Warnings)
-	}
-	// The editor needs the real URL list to offer suggestions.
-	if len(got.URLs) != 2 {
-		t.Errorf("urls offered to the editor = %v, want the 2 configured base_urls", got.URLs)
-	}
-}
-
-// TestBillingRulesInvalidIsRejectedNotPersisted checks the write path refuses
-// bad input and leaves the previous rules in place — an editor that clears the
-// table on a typo loses the price table.
-func TestBillingRulesInvalidIsRejectedNotPersisted(t *testing.T) {
-	g := rulesGateway(t)
-	seed := `{"billing":{"active":"p","profiles":[{"id":"p","rules":[
-      {"url":"https://free.example.com/v1","mode":"free"}]}]}}`
-	if rr := rulesDo(t, g, http.MethodPut, seed); rr.Code != http.StatusOK {
-		t.Fatalf("seed = %d: %s", rr.Code, rr.Body.String())
-	}
-	// An unknown mode must be refused.
-	if rr := rulesDo(t, g, http.MethodPost, `{"profile":"p","rule":{"url":"https://x/v1","mode":"banana"}}`); rr.Code != http.StatusBadRequest {
-		t.Errorf("invalid mode accepted with %d, want 400", rr.Code)
-	}
-	var got billingRulesPayload
-	if err := json.Unmarshal(rulesDo(t, g, http.MethodGet, "").Body.Bytes(), &got); err != nil {
-		t.Fatal(err)
-	}
-	if len(got.DSL.Profiles[0].Rules) != 1 {
-		t.Errorf("a rejected rule was persisted anyway: %d rules", len(got.DSL.Profiles[0].Rules))
-	}
-	// An unparseable price must be refused too, not silently priced at zero.
-	if rr := rulesDo(t, g, http.MethodPost, `{"profile":"p","rule":{"url":"https://y/v1","mode":"token",
-      "models":{"m":{"prompt":"free","completion":"0.6"}}}}`); rr.Code != http.StatusBadRequest {
-		t.Errorf("non-numeric price accepted with %d, want 400", rr.Code)
-	}
-}
-
-// TestBillingRulesPersistAndReachThePlugin is the point of the whole
-// endpoint, and mutation verification showed the earlier CRUD tests missed it
-// twice: dropping cfg.Save() and dropping the SetState injection both left
-// every test green. Both failures are invisible in a GET — the response echoes
-// the in-memory rules either way — so this test checks the two consequences
-// that actually matter:
-//
-//  1. persistence: the rule must be in the config file on disk, because an
-//     edit that evaporates on restart is a lie the UI told the operator;
-//  2. effect: the billing plugin must now PRICE the source (its published
-//     prices table has a non-zero entry), because a rule that is stored but
-//     never injected prices nothing at all.
-func TestBillingRulesPersistAndReachThePlugin(t *testing.T) {
-	g := rulesGateway(t)
-	cfg := g.core.Config()
-
-	seed := `{"billing":{"active":"p","profiles":[{"id":"p","rules":[
-      {"url":"https://free.example.com/v1","mode":"free"},
-      {"url":"https://api.commandcode.ai/v1","mode":"token",
-       "models":{"deepseek-v4.1-flash":{"prompt":"0.15","completion":"0.60"}}}]}]}}`
-	if rr := rulesDo(t, g, http.MethodPut, seed); rr.Code != http.StatusOK {
-		t.Fatalf("seed = %d: %s", rr.Code, rr.Body.String())
-	}
-
-	// 1. persisted to the file the process loaded from.
-	raw, err := os.ReadFile(cfg.Path)
-	if err != nil {
-		t.Fatalf("read config: %v", err)
-	}
-	if !strings.Contains(string(raw), "commandcode.ai") {
-		t.Errorf("the rule is not in config.yaml on disk — an edit that does not "+
-			"survive a restart:\n%s", raw)
-	}
-	reloaded, err := config.Load(cfg.Path)
-	if err != nil {
-		t.Fatalf("reload saved config: %v", err)
-	}
-	if reloaded.BillingDSL == nil || len(reloaded.BillingDSL.Profiles) == 0 {
-		t.Fatalf("saved config has no billing DSL: %s", raw)
-	}
-	// A round-trip through YAML must not lose the price strings.
-	found := false
-	for _, r := range reloaded.BillingDSL.Profiles[0].Rules {
-		if strings.Contains(r.URL, "commandcode") {
-			found = true
-			if m, ok := r.Models["deepseek-v4.1-flash"]; !ok || m.Prompt != "0.15" {
-				t.Errorf("price did not survive the YAML round-trip: %+v", m)
-			}
-		}
-	}
-	if !found {
-		t.Errorf("the token rule is missing after reload:\n%s", raw)
-	}
-
-	// 2. reached the plugin. Prices live in a separate Lua field from `state`,
-	// and the GET /state endpoint returns the published state together with
-	// the prices sidecar — which is exactly what the plugin's own UI reads.
-	state := g.core.Plugins().State("billing")
-	if state == nil {
-		t.Fatalf("billing plugin published no state")
-	}
-	rr := doReq(t, g, http.MethodGet, "/api/plugins/billing/state", "")
-	if rr.Code != http.StatusOK {
-		t.Fatalf("GET state = %d: %s", rr.Code, rr.Body.String())
-	}
-	var envelope struct {
-		Prices map[string]interface{} `json:"prices"`
-	}
-	if err := json.Unmarshal(rr.Body.Bytes(), &envelope); err != nil {
-		t.Fatalf("decode state envelope: %v", err)
-	}
-	prices := envelope.Prices
-	if prices == nil {
-		t.Fatalf("state payload carries no prices")
-	}
-	sources, ok := prices["sources"].(map[string]interface{})
-	if !ok {
-		t.Fatalf("prices has no sources map: %#v", prices)
-	}
-	cc, ok := sources["commandcode"]
-	if !ok {
-		t.Fatalf("the rule was saved but never injected: prices has %v, "+
-			"no commandcode entry. Every request on it stays unpriced.", keysOf(sources))
-	}
-	if cc == nil {
-		t.Error("commandcode price entry is nil")
-	}
-	// The free rule must price localzen, and the two must not be conflated.
-	if _, ok := sources["localzen"]; !ok {
-		t.Errorf("the free rule did not reach the plugin: %v", keysOf(sources))
-	}
-	// The injected price must be per-token, i.e. 0.15 USD/M => 1.5e-7.
-	// Asserting the exact magnitude catches a unit error (per-million vs
-	// per-token), which would be off by a factor of a million and still look
-	// like "a number".
-	models, ok := cc.(map[string]interface{})["models"].(map[string]interface{})
-	if ok {
-		if m, ok := models["deepseek-v4.1-flash"].(map[string]interface{}); ok {
-			p, _ := m["prompt"].(float64)
-			if p <= 0 || p > 1e-6 {
-				t.Errorf("injected prompt price = %v, want per-token (~1.5e-7); "+
-					"a per-million value here would over-bill by 1e6x", p)
-			}
-		}
-	}
-}
-
-func keysOf(m map[string]interface{}) []string {
-	out := make([]string, 0, len(m))
-	for k := range m {
-		out = append(out, k)
-	}
-	sort.Strings(out)
-	return out
-}
-
-// TestBillingRulesRequireAdmin keeps price rewriting behind the admin role,
-// like every other plugin write: prices are configuration, not user data.
-func TestBillingRulesRequireAdmin(t *testing.T) {
-	g := rulesGateway(t)
-	rec, err := g.core.CreateKey("viewer", "user", nil, "")
-	if err != nil {
-		t.Fatal(err)
-	}
-	userKey := rec.Key
-	for _, m := range []string{http.MethodPut, http.MethodPost, http.MethodDelete} {
-		req, _ := http.NewRequest(m, "/api/plugins/billing/rules", strings.NewReader(`{}`))
-		req.Header.Set("Authorization", "Bearer "+userKey)
-		req.Header.Set("Content-Type", "application/json")
-		if rr := newRecorderFor(t, g, req); rr.Code != http.StatusForbidden {
-			t.Errorf("user %s rules = %d, want 403", m, rr.Code)
-		}
-	}
-}
diff --git a/internal/gateway/server.go b/internal/gateway/server.go
index e5d7a93..e70051b 100644
--- a/internal/gateway/server.go
+++ b/internal/gateway/server.go
@@ -247,11 +247,6 @@ func (g *Gateway) routes(w http.ResponseWriter, r *http.Request) {
 		g.handleSourceTemplatesAPI(w, r)
 	case r.URL.Path == "/api/ui-inject" || strings.HasPrefix(r.URL.Path, "/api/ui-inject/"):
 		g.handlePluginUI(w, r)
-	case r.URL.Path == "/api/plugins/billing/rules":
-		// Checked BEFORE the generic /api/plugins/ prefix: the plugin router
-		// treats anything after the name as a plugin sub-resource and would
-		// 404 on "rules" instead of reaching the billing editor.
-		g.handleBillingRules(w, r)
 	case strings.HasPrefix(r.URL.Path, pluginHTTPPrefix):
 		// Before the generic plugin router: these paths belong to a PLUGIN, not to
 		// the plugin manager, and "http" is a valid sub-resource name otherwise.
diff --git a/internal/gateway/test_helpers_test.go b/internal/gateway/test_helpers_test.go
new file mode 100644
index 0000000..edc633a
--- /dev/null
+++ b/internal/gateway/test_helpers_test.go
@@ -0,0 +1,15 @@
+package gateway
+
+import "sort"
+
+// keysOf returns the sorted keys of a map, for readable failure messages.
+// (It used to live in the deleted billing-rules test file; other gateway tests
+// still use it.)
+func keysOf(m map[string]interface{}) []string {
+	out := make([]string, 0, len(m))
+	for k := range m {
+		out = append(out, k)
+	}
+	sort.Strings(out)
+	return out
+}
diff --git a/internal/lua/billing_rules_test.go b/internal/lua/billing_rules_test.go
new file mode 100644
index 0000000..3d79056
--- /dev/null
+++ b/internal/lua/billing_rules_test.go
@@ -0,0 +1,227 @@
+package lua
+
+import (
+	"encoding/json"
+	"os"
+	"path/filepath"
+	"strings"
+	"testing"
+)
+
+// billing 的规则**完全在插件内**：以源名为键、由插件自己编译、自己写
+// `<plugin_dir>/billing.json`。内核没有 billing 代码，也不提供 billing 端点；
+// 这些判据直接打插件的导出（对应插件自己的 /api/plugins/http/billing/rules）。
+func putRules(t *testing.T, ps *Plugins, rules map[string]interface{}) map[string]interface{} {
+	t.Helper()
+	out, err := ps.Call("billing", "rules_put", map[string]interface{}{"billing": rules})
+	if err != nil {
+		t.Fatalf("rules_put: %v", err)
+	}
+	m, _ := out.(map[string]interface{})
+	return m
+}
+
+func pricesOf(t *testing.T, ps *Plugins) map[string]interface{} {
+	t.Helper()
+	raw := ps.Prices("billing")
+	p, ok := raw.(map[string]interface{})
+	if !ok {
+		t.Fatalf("billing has no prices: %#v", raw)
+	}
+	return p
+}
+
+func oneProfile(rules []interface{}, def interface{}) map[string]interface{} {
+	p := map[string]interface{}{"id": "p", "rules": rules}
+	if def != nil {
+		p["default"] = def
+	}
+	return map[string]interface{}{"active": "p", "profiles": []interface{}{p}}
+}
+
+// 插件自己把规则写到 plugin_dir/billing.json，且读取回来一致。
+func TestBillingRulesPersistInPluginOwnedFile(t *testing.T) {
+	ps, pdir := billingVM(t)
+	rules := oneProfile([]interface{}{
+		map[string]interface{}{"source": "localzen", "mode": "free"},
+	}, "unpriced")
+	if m := putRules(t, ps, rules); m["ok"] != true {
+		t.Fatalf("rules_put 失败: %#v", m)
+	}
+	path := filepath.Join(pdir, "billing.json")
+	raw, err := os.ReadFile(path)
+	if err != nil {
+		t.Fatalf("插件没有自己写规则文件 %s: %v", path, err)
+	}
+	var onDisk map[string]interface{}
+	if err := json.Unmarshal(raw, &onDisk); err != nil {
+		t.Fatalf("规则文件不是 JSON: %v\n%s", err, raw)
+	}
+	if !strings.Contains(string(raw), "localzen") {
+		t.Fatalf("规则文件内容不对: %s", raw)
+	}
+	// 重新加载插件（模拟重启）：规则应从文件恢复。
+	ps2 := reloadBilling(t, pdir)
+	got, err := ps2.Call("billing", "rules_get", map[string]interface{}{})
+	if err != nil {
+		t.Fatalf("rules_get: %v", err)
+	}
+	b, _ := json.Marshal(got)
+	if !strings.Contains(string(b), "localzen") {
+		t.Fatalf("重启后没有从 billing.json 恢复规则: %s", b)
+	}
+	// 编译结果也恢复了：free 源条目存在。
+	if p := ps2.Prices("billing").(map[string]interface{}); p != nil {
+		if _, ok := p["sources"].(map[string]interface{})["localzen"]; !ok {
+			t.Errorf("恢复后价格表缺 localzen: %#v", p)
+		}
+	}
+}
+
+func reloadBilling(t *testing.T, pdir string) *Plugins {
+	t.Helper()
+	vm := NewVM(filepath.Join(t.TempDir(), "adapters"))
+	if err := vm.Start(); err != nil {
+		t.Fatalf("vm: %v", err)
+	}
+	t.Cleanup(vm.Stop)
+	ps := NewPlugins(vm, pdir)
+	if err := ps.LoadDir(); err != nil {
+		t.Fatalf("load: %v", err)
+	}
+	return ps
+}
+
+// 编译语义：free/subscription 写"有意零价"，token 规则**不写源条目**（未列价
+// 的模型要可见地进入 unpriced），通配符只发布模型价。
+func TestBillingRulesCompileSemantics(t *testing.T) {
+	ps, _ := billingVM(t)
+	rules := oneProfile([]interface{}{
+		map[string]interface{}{"source": "free-src", "mode": "free"},
+		map[string]interface{}{"source": "sub-src", "mode": "subscription", "subscription": 20},
+		map[string]interface{}{"source": "tok-src", "mode": "token", "models": map[string]interface{}{
+			"m1": map[string]interface{}{"prompt": "0.15", "completion": "0.60"},
+		}},
+		map[string]interface{}{"url": "*", "mode": "token", "models": map[string]interface{}{
+			"m2": map[string]interface{}{"prompt": "1", "completion": "2"},
+		}},
+	}, nil)
+	if m := putRules(t, ps, rules); m["ok"] != true {
+		t.Fatalf("rules_put: %#v", m)
+	}
+	p := pricesOf(t, ps)
+	srcs := p["sources"].(map[string]interface{})
+	for _, n := range []string{"free-src", "sub-src"} {
+		e, ok := srcs[n].(map[string]interface{})
+		if !ok || e["prompt"] != 0.0 || e["completion"] != 0.0 {
+			t.Errorf("%s 应写有意零价: %#v", n, srcs[n])
+		}
+	}
+	if _, ok := srcs["tok-src"]; ok {
+		t.Errorf("token 规则不得产生源条目: %#v", srcs["tok-src"])
+	}
+	if subs, ok := p["subscriptions"].(map[string]interface{})["sub-src"].(map[string]interface{}); !ok || subs["monthly"] != 20.0 {
+		t.Errorf("subscription 固定费丢失: %#v", p["subscriptions"])
+	}
+	models := p["models"].(map[string]interface{})
+	if models["m1"].(map[string]interface{})["prompt"] != 1.5e-7 {
+		t.Errorf("m1 prompt = %#v, want 1.5e-7", models["m1"])
+	}
+	if _, ok := models["m2"]; !ok {
+		t.Error("通配符规则的模型价丢失")
+	}
+}
+
+// 端到端：token 规则 + 1e6/1e6 tokens @ 0.15/0.60 USD/M = 0.75，
+// 且 unpriced 计数不涨（模型本身被标价）。
+func TestBillingRulesTokenCostEndToEnd(t *testing.T) {
+	ps, _ := billingVM(t)
+	rules := oneProfile([]interface{}{
+		map[string]interface{}{"source": "tok-src", "mode": "token", "models": map[string]interface{}{
+			"m": map[string]interface{}{"prompt": "0.15", "completion": "0.60"},
+		}},
+	}, nil)
+	if m := putRules(t, ps, rules); m["ok"] != true {
+		t.Fatalf("rules_put: %#v", m)
+	}
+	ps.Fire(StageRequestEnd, map[string]interface{}{
+		"model": "m", "source": "tok-src", "key": "***p", "ok": true,
+		"prompt_tokens": 1000000.0, "completion_tokens": 1000000.0, "time": 1750000000000,
+	})
+	st := stateOf(t, ps)
+	approx(t, "cost", st["total"].(map[string]interface{})["cost"].(float64), 0.75)
+	if got := st["unpriced_reqs"].(float64); got != 0 {
+		t.Errorf("unpriced_reqs = %v, want 0", got)
+	}
+	// 同源未列价的模型必须落入 unpriced（可见），而不是静默计 0。
+	ps.Fire(StageRequestEnd, map[string]interface{}{
+		"model": "unlisted", "source": "tok-src", "key": "***p", "ok": true,
+		"prompt_tokens": 100.0, "completion_tokens": 1.0, "time": 1750000000000,
+	})
+	if got := stateOf(t, ps)["unpriced_reqs"].(float64); got != 1 {
+		t.Errorf("未列价模型应计入 unpriced，got %v", got)
+	}
+}
+
+// 非法规则必须被拒绝，且**不覆盖**已有文件（保存失败不能丢旧配置）。
+func TestBillingRulesRejectInvalidWithoutClobberingFile(t *testing.T) {
+	ps, pdir := billingVM(t)
+	good := oneProfile([]interface{}{
+		map[string]interface{}{"source": "s1", "mode": "free"},
+	}, nil)
+	if m := putRules(t, ps, good); m["ok"] != true {
+		t.Fatalf("seed: %#v", m)
+	}
+	path := filepath.Join(pdir, "billing.json")
+	before, _ := os.ReadFile(path)
+
+	bad := oneProfile([]interface{}{
+		map[string]interface{}{"source": "s1", "mode": "nope"},
+	}, nil)
+	out, err := ps.Call("billing", "rules_put", map[string]interface{}{"billing": bad})
+	if err != nil {
+		t.Fatalf("call: %v", err)
+	}
+	m := out.(map[string]interface{})
+	if m["error"] == nil {
+		t.Fatalf("非法 mode 应被拒绝: %#v", m)
+	}
+	after, _ := os.ReadFile(path)
+	if string(before) != string(after) {
+		t.Errorf("被拒绝的保存改动了规则文件:\nbefore=%s\nafter=%s", before, after)
+	}
+}
+
+// reasoning 缺席 = 按输出价计；显式 long_context/peak 必须编译成插件读取的形状。
+func TestBillingRulesOptionalPricesCompile(t *testing.T) {
+	ps, _ := billingVM(t)
+	rules := oneProfile([]interface{}{
+		map[string]interface{}{"source": "s1", "mode": "token",
+			"models": map[string]interface{}{
+				"plain":     map[string]interface{}{"prompt": "1", "completion": "2"},
+				"reasoning": map[string]interface{}{"prompt": "1", "completion": "2", "reasoning": "3"},
+				"long": map[string]interface{}{"prompt": "1", "completion": "2",
+					"long_context": map[string]interface{}{"above": 128000, "multiplier": 2}},
+			},
+			"peak": map[string]interface{}{"multiplier": 2, "hours": []interface{}{[]interface{}{1, 4}}},
+		},
+	}, nil)
+	if m := putRules(t, ps, rules); m["ok"] != true {
+		t.Fatalf("rules_put: %#v", m)
+	}
+	models := pricesOf(t, ps)["models"].(map[string]interface{})
+	if _, present := models["plain"].(map[string]interface{})["reasoning_price"]; present {
+		t.Error("未配置 reasoning 不应出现 reasoning_price（0 会被当成免费）")
+	}
+	if got := models["reasoning"].(map[string]interface{})["reasoning_price"]; got != 3e-6 {
+		t.Errorf("reasoning_price = %v, want 3e-6", got)
+	}
+	lc := models["long"].(map[string]interface{})["long_context"].(map[string]interface{})
+	if lc["above"] != 128000.0 || lc["prompt"] != 2e-6 {
+		t.Errorf("long_context = %#v", lc)
+	}
+	pk := models["long"].(map[string]interface{})["peak"].(map[string]interface{})
+	if pk["multiplier"] != 2.0 {
+		t.Errorf("peak = %#v", pk)
+	}
+}
diff --git a/internal/lua/billing_test.go b/internal/lua/billing_test.go
index a679f5c..aecefb5 100644
--- a/internal/lua/billing_test.go
+++ b/internal/lua/billing_test.go
@@ -340,7 +340,7 @@ func TestBillingRuleEditorLivesInsideTheBillingPage(t *testing.T) {
 	for _, needle := range []string{
 		`id="br-body"`,
 		"data-act='save'", "data-act='export'", "data-act='newprofile'",
-		".r-url", ".r-mode",
+		".r-src", ".r-mode",
 	} {
 		if !strings.Contains(mount, needle) {
 			t.Errorf("the rule editor is missing %s", needle)
@@ -1236,3 +1236,139 @@ func TestLongContextComposesWithCacheDiscount(t *testing.T) {
 	// total                             = 0.2325
 	approx(t, "step composes with cache discount", got, 0.2325)
 }
+<<<<<<< HEAD
+=======
+
+// ---- 源层零价覆盖模型价（issue #1）---------------------------------------
+//
+// 真实缺陷（GitCode issue #1）：`compile.go` 给每条**具体 URL** 的 token 规则
+// 写一条 `{prompt:0, completion:0, per_request:0}` 的源条目，本意只是"标记该源
+// 已定价"；而插件 priceFor() 的源层是**无条件覆盖**模型层：`sp.prompt ~= nil`
+// 就把模型价改成 0。两条各自正当的规则叠加 ⇒ 每个请求 cost:0，且因为
+// out.priced=true，连 unpriced_reqs 都不涨 —— 完全静默。
+//
+// 这里把两种条目形状都钉住：旧形状必须**真的是错的**（A 行），新形状必须
+// **保住模型价同时仍算"已定价"**（B 行）。只断言"键存在"是不够的 —— 那正是
+// 现有测试把错误形状固化成契约的原因。
+func TestBillingSourceZeroPriceMustNotZeroModelPrice(t *testing.T) {
+	const promptPrice = 1.5e-7   // 0.15 USD/M
+	const completionPrice = 6e-7 // 0.60 USD/M
+	const want = 0.75            // 1e6 * 1.5e-7 + 1e6 * 6e-7
+
+	newPrices := func(sourceEntry map[string]interface{}) map[string]interface{} {
+		return map[string]interface{}{
+			"default": map[string]interface{}{"prompt": 0.0, "completion": 0.0, "per_request": 0.0},
+			"models": map[string]interface{}{
+				"m": map[string]interface{}{"prompt": promptPrice, "completion": completionPrice},
+			},
+			"sources": map[string]interface{}{"src": sourceEntry},
+		}
+	}
+	run := func(t *testing.T, sourceEntry map[string]interface{}) (cost, unpriced float64) {
+		t.Helper()
+		ps, _ := billingVM(t)
+		_ = ps.SetState("billing", map[string]interface{}{"prices": newPrices(sourceEntry)})
+		ps.Fire(StageRequestEnd, map[string]interface{}{
+			"model": "m", "source": "src", "key": "***p", "ok": true,
+			"prompt_tokens": 1000000.0, "completion_tokens": 1000000.0,
+			"time": 1750000000000,
+		})
+		st := stateOf(t, ps)
+		total := st["total"].(map[string]interface{})
+		return total["cost"].(float64), st["unpriced_reqs"].(float64)
+	}
+
+	// A 行：compile.go 修复前的形状 —— 这是缺陷本身，必须算成 0。
+	cost, unpriced := run(t, map[string]interface{}{
+		"prompt": 0.0, "completion": 0.0, "per_request": 0.0,
+	})
+	approx(t, "旧形状(全零源条目) cost", cost, 0)
+	if unpriced != 0 {
+		t.Errorf("旧形状下 unpriced_reqs = %v，缺陷正是它也为 0（静默）", unpriced)
+	}
+
+	// B 行：修复后的形状 —— 只带 per_request，不得覆盖模型价。
+	cost, unpriced = run(t, map[string]interface{}{"per_request": 0.0})
+	approx(t, "新形状(仅 per_request) cost", cost, want)
+	if unpriced != 0 {
+		t.Errorf("新形状下 unpriced_reqs = %v，want 0（该源仍算已定价）", unpriced)
+	}
+}
+
+// 同一源上一个**未列入价目表**的模型：源条目（仅 per_request）让它保持
+// "已定价"，所以不会被计入 unpriced_reqs —— 这正是 compile 写源条目的原意。
+func TestBillingSourceEntryStillMarksUnlistedModelPriced(t *testing.T) {
+	ps, _ := billingVM(t)
+	_ = ps.SetState("billing", map[string]interface{}{
+		"prices": map[string]interface{}{
+			"default": map[string]interface{}{"prompt": 0.0, "completion": 0.0, "per_request": 0.0},
+			"models": map[string]interface{}{
+				"priced-model": map[string]interface{}{"prompt": 1.5e-7, "completion": 6e-7},
+			},
+			"sources": map[string]interface{}{
+				"src": map[string]interface{}{"per_request": 0.0},
+			},
+		},
+	})
+	ps.Fire(StageRequestEnd, map[string]interface{}{
+		"model": "unlisted-model", "source": "src", "key": "***p", "ok": true,
+		"prompt_tokens": 1000.0, "completion_tokens": 0.0, "time": 1750000000000,
+	})
+	st := stateOf(t, ps)
+	if got := st["unpriced_reqs"].(float64); got != 0 {
+		t.Errorf("unpriced_reqs = %v，want 0：源条目存在即为已定价源", got)
+	}
+}
+
+// profile 级 default 策略：规则以**源名**为键，编译在插件内完成；
+// `default: free` 表示"没有单独规则的源一律免费"（不进 unpriced 统计），
+// `unpriced`/缺省则让这些源保持可统计；显式 mode=unpriced 的源即使
+// default=free 也必须仍被统计。
+func TestBillingProfileDefaultPolicy(t *testing.T) {
+	newVM := func(t *testing.T, rules map[string]interface{}) *Plugins {
+		t.Helper()
+		ps, _ := billingVM(t)
+		if _, err := ps.Call("billing", "rules_put", map[string]interface{}{"billing": rules}); err != nil {
+			t.Fatalf("rules_put: %v", err)
+		}
+		return ps
+	}
+	fire := func(t *testing.T, ps *Plugins, source string) float64 {
+		t.Helper()
+		ps.Fire(StageRequestEnd, map[string]interface{}{
+			"model": "some-unlisted-model", "source": source, "key": "***p", "ok": true,
+			"prompt_tokens": 1000.0, "completion_tokens": 10.0, "time": 1750000000000,
+		})
+		return stateOf(t, ps)["unpriced_reqs"].(float64)
+	}
+	base := func(def interface{}, rules []interface{}) map[string]interface{} {
+		p := map[string]interface{}{"id": "p", "rules": rules}
+		if def != nil {
+			p["default"] = def
+		}
+		return map[string]interface{}{"active": "p", "profiles": []interface{}{p}}
+	}
+
+	// default=free：未列规则的源算"刻意免费"
+	ps := newVM(t, base("free", []interface{}{
+		map[string]interface{}{"source": "priced-src", "mode": "free"},
+	}))
+	if got := fire(t, ps, "unlisted-src"); got != 0 {
+		t.Errorf("default=free: unpriced_reqs = %v, want 0", got)
+	}
+	// default=free 但显式 unpriced 的源仍要统计
+	ps = newVM(t, base("free", []interface{}{
+		map[string]interface{}{"source": "counted-src", "mode": "unpriced"},
+	}))
+	if got := fire(t, ps, "counted-src"); got != 1 {
+		t.Errorf("显式 unpriced 在 default=free 下仍应统计，got %v", got)
+	}
+	// default 缺省/unpriced：未列规则的源计入 unpriced
+	for _, def := range []interface{}{nil, "unpriced"} {
+		ps := newVM(t, base(def, []interface{}{}))
+		if got := fire(t, ps, "unlisted-src"); got != 1 {
+			t.Errorf("default=%v: unpriced_reqs = %v, want 1", def, got)
+		}
+	}
+}
+>>>>>>> 7941b41 (refactor(billing)!: 计费全部沉入插件，内核零 billing 代码；规则由插件自持)
diff --git a/internal/lua/billing_ui_test.go b/internal/lua/billing_ui_test.go
index be44ee7..ebbc585 100644
--- a/internal/lua/billing_ui_test.go
+++ b/internal/lua/billing_ui_test.go
@@ -315,7 +315,7 @@ func TestBillingTableHeaderMatchesRowColumns(t *testing.T) {
 	// headers were counted too and the check reported 17 vs 8 — a failure about
 	// two unrelated tables. Stop at the rule editor's script.
 	header := js[hStart:]
-	if cut := strings.Index(header, "/api/plugins/billing/rules"); cut > 0 {
+	if cut := strings.Index(header, "/api/plugins/http/billing/rules"); cut > 0 {
 		header = header[:cut]
 	}
 	// Count <th> with OR without attributes: the name column now carries
diff --git a/internal/lua/plugins/billing.lua b/internal/lua/plugins/billing.lua
index 48ad387..aeb1c2f 100644
--- a/internal/lua/plugins/billing.lua
+++ b/internal/lua/plugins/billing.lua
@@ -72,6 +72,397 @@ local DEFAULT_PRICES = {
 }
 plugin.prices = DEFAULT_PRICES
 
+<<<<<<< HEAD
+=======
+-- ===== 规则 → 价格表编译（全部在插件内） ==============================
+--
+-- billing 没有任何内核逻辑（issue #1 的方向）：规则文件、编译、计价、账目、
+-- 规则编辑页全部由本插件负责。内核既不知道 billing.json，也不知道
+-- free/token/subscription 这些语义 —— 它只做通用的"加载插件 / 持久化插件状态 /
+-- 提供通用 HTTP 与文件能力"。
+--
+-- 规则以**源名**（`source`）为键，而不是 URL：URL→源名的映射属于内核配置，
+-- 插件不该为了它去和内核对接；而编辑页跑在浏览器里，可以直接取 /api/sources
+-- 让运营选源名。`url: "*"` 只保留为"全局模型价目表"（模型维度本来就不分源）。
+local VALID_MODES = { free = true, token = true, subscription = true, unpriced = true }
+
+local function trim(v)
+  local s = tostring(v == nil and "" or v)
+  return (s:gsub("^%s+", ""):gsub("%s+$", ""))
+end
+
+-- USD per million → USD per token.
+local function usdPerM(v)
+  local n = tonumber(trim(v))
+  if n == nil then return nil, "not a number: \"" .. tostring(v) .. "\"" end
+  if n < 0 then return nil, "negative price: \"" .. tostring(v) .. "\"" end
+  return n / 1e6, nil
+end
+
+local function compilePeak(pk)
+  local win = {}
+  if type(pk.weekdays) == "table" and #pk.weekdays > 0 then
+    local days = {}
+    for i, d in ipairs(pk.weekdays) do days[i] = d end
+    win.days = days
+  end
+  if type(pk.hours) == "table" and #pk.hours > 0 then
+    local hours = {}
+    for i, h in ipairs(pk.hours) do hours[i] = { h[1], h[2] } end
+    win.hours = hours
+  end
+  local out = { multiplier = tonumber(pk.multiplier) or 1 }
+  if next(win) ~= nil then out.windows = { win } end
+  return out
+end
+
+local function longContextRate(lc, basePerToken)
+  local prompt = trim(lc.prompt)
+  local mult = tonumber(lc.multiplier) or 0
+  if prompt ~= "" then
+    local v, err = usdPerM(prompt)
+    if not v then return nil, err end
+    return v, nil
+  end
+  if mult > 0 then return basePerToken * mult, nil end
+  return nil, "needs either prompt or multiplier"
+end
+
+-- 一条规则作用于哪个源。`source` 是正式写法；`url` 若不是 "*"，仅在它恰好
+-- 等于源名时兼容（旧配置迁移用）。
+local function ruleSource(rule)
+  local src = trim(rule.source)
+  if src ~= "" then return src end
+  local u = trim(rule.url)
+  if u ~= "" and u ~= "*" then return u end
+  return nil
+end
+
+local function applyRule(prices, rule, srcName)
+  local mode = rule.mode
+  if mode == "free" or mode == "subscription" then
+    prices.sources[srcName] = { prompt = 0, completion = 0, per_request = 0 }
+    if mode == "subscription" then
+      if prices.subscriptions == nil then prices.subscriptions = {} end
+      local cur = trim(rule.currency)
+      if cur == "" then cur = "USD" end
+      prices.subscriptions[srcName] = { monthly = tonumber(rule.subscription) or 0, currency = cur }
+    end
+    return true
+  end
+  if mode == "unpriced" then
+    -- 刻意不写条目并显式记录：profile 的 default=free 也不能把它当"免费"。
+    prices.explicit_unpriced[srcName] = true
+    return true
+  end
+  if mode == "token" then
+    if type(rule.models) ~= "table" or next(rule.models) == nil then
+      return nil, string.format("token rule for %q requires at least one model",
+        tostring(rule.source or rule.url))
+    end
+    for modelID, t in pairs(rule.models) do
+      local prompt, perr = usdPerM(t.prompt)
+      if not prompt then return nil, string.format("model %q prompt: %s", tostring(modelID), perr) end
+      local completion, cerr = usdPerM(t.completion)
+      if not completion then return nil, string.format("model %q completion: %s", tostring(modelID), cerr) end
+      local entry = { prompt = prompt, completion = completion }
+      if t.cache_discount ~= nil then entry.cache_discount = tonumber(t.cache_discount) end
+      if trim(t.reasoning) ~= "" then
+        local rp, rerr = usdPerM(t.reasoning)
+        if not rp then return nil, string.format("model %q reasoning: %s", tostring(modelID), rerr) end
+        entry.reasoning_price = rp
+      end
+      if type(t.long_context) == "table" then
+        local above = tonumber(t.long_context.above) or 0
+        if above <= 0 then
+          return nil, string.format("model %q long_context: above must be > 0", tostring(modelID))
+        end
+        local rate, lerr = longContextRate(t.long_context, prompt)
+        if not rate then return nil, string.format("model %q long_context: %s", tostring(modelID), lerr) end
+        entry.long_context = { above = above, prompt = rate }
+      end
+      if type(rule.peak) == "table" then entry.peak = compilePeak(rule.peak) end
+      prices.models[modelID] = entry
+    end
+    -- token 规则**不写源条目**：未列价的模型进入 unpriced 统计（可见）。
+    return true
+  end
+  return nil, string.format("unknown mode %q", tostring(mode))
+end
+
+-- compileRules(profile) → { prices, warnings } 或 nil, err。
+-- 不接收源列表：规则以源名为键，编译器不需要知道网关上有哪些源。
+local function compileRules(profile)
+  if type(profile) ~= "table" then return nil, "no billing profile" end
+  local prices = {
+    currency = "USD",
+    default = { prompt = 0, completion = 0, per_request = 0 },
+    sources = {}, models = {}, keys = {}, explicit_unpriced = {},
+  }
+  if profile.default == "free" or profile.default == "unpriced" then
+    prices.default_mode = profile.default
+  end
+  local rules = type(profile.rules) == "table" and profile.rules or {}
+  for i = 1, #rules do
+    local c = trim(rules[i].currency)
+    if c ~= "" then prices.currency = c break end
+  end
+  local warnings = {}
+  for i = 1, #rules do
+    local rule = rules[i]
+    local url = trim(rule.url)
+    local src = ruleSource(rule)
+    if url == "*" then
+      local ok, err = applyRule(prices, rule, nil)
+      if not ok then return nil, err end
+    elseif src == nil then
+      warnings[#warnings + 1] = "rule " .. i .. " 既没有 source 也没有 url=\"*\""
+    else
+      local ok, err = applyRule(prices, rule, src)
+      if not ok then return nil, err end
+    end
+  end
+  return { prices = prices, warnings = warnings }
+end
+
+-- ===== 规则持久化：插件自己读写自己的配置文件 ========================
+--
+-- 规则文件放在**插件自己的目录**（内核通过通用的 __llmsproxy_plugin_dir 暴露，
+-- 任何插件都能用；内核不知道 billing 的存在）：`<plugin_dir>/billing.json`。
+-- 用 JSON 因为插件沙箱只有 json 库；用独立文件因为"保存系统配置"绝不该改动
+-- 价目表，反之亦然。
+plugin.rules = { active = "", profiles = {} }
+plugin.rules_path = ""
+
+local function defaultRulesPath()
+  local dir = rawget(_G, "__llmsproxy_plugin_dir")
+  if type(dir) ~= "string" or dir == "" then return "" end
+  return dir .. "/billing.json"
+end
+
+local function readRulesFile(path)
+  if path == "" then return nil end
+  local f = io.open(path, "r")
+  if f == nil then return nil end
+  local data = f:read("*a")
+  f:close()
+  if data == nil or data == "" then return nil end
+  local ok, dec = pcall(json.decode, data)
+  if not ok or type(dec) ~= "table" then
+    return nil, "规则文件不是合法 JSON: " .. tostring(path)
+  end
+  return dec
+end
+
+local function writeRulesFile(path, rules)
+  if path == "" then return nil, "插件目录不可用，无法保存规则文件" end
+  local ok, enc = pcall(json.encode, rules)
+  if not ok then return nil, "规则无法序列化" end
+  local tmp = path .. ".tmp"
+  local f, err = io.open(tmp, "w")
+  if f == nil then return nil, "无法写规则文件: " .. tostring(err) end
+  local wok, werr = f:write(enc)
+  f:close()
+  if not wok then os.remove(tmp) return nil, "写规则文件失败: " .. tostring(werr) end
+  local rok, rerr = os.rename(tmp, path)
+  if not rok then
+    os.remove(tmp)
+    return nil, "替换规则文件失败: " .. tostring(rerr)
+  end
+  return true
+end
+
+local function validateRulesShape(rules)
+  if type(rules) ~= "table" then return nil, "规则必须是对象" end
+  if rules.active ~= nil and type(rules.active) ~= "string" then return nil, "active 必须是字符串" end
+  local profiles = rules.profiles
+  if profiles == nil then profiles = {} rules.profiles = profiles end
+  if type(profiles) ~= "table" then return nil, "profiles 必须是数组" end
+  local seen = {}
+  for i, p in ipairs(profiles) do
+    if type(p) ~= "table" then return nil, "profiles[" .. i .. "] 必须是对象" end
+    local id = trim(p.id)
+    if id == "" then return nil, "profiles[" .. i .. "] 缺少 id" end
+    if seen[id] then return nil, "profile id 重复: " .. id end
+    seen[id] = true
+    if p.default ~= nil and p.default ~= "free" and p.default ~= "unpriced" then
+      return nil, "profile " .. id .. " 的 default 只能是 free 或 unpriced"
+    end
+    if p.rules ~= nil and type(p.rules) ~= "table" then
+      return nil, "profile " .. id .. " 的 rules 必须是数组"
+    end
+    for j, r in ipairs(p.rules or {}) do
+      if type(r) ~= "table" then return nil, "profile " .. id .. " 的 rules[" .. j .. "] 必须是对象" end
+      local mode = trim(r.mode)
+      if not VALID_MODES[mode] then
+        return nil, "profile " .. id .. " 的 rules[" .. j .. "] 的 mode 非法: " .. mode
+      end
+      local wildcard = trim(r.url) == "*"
+      if ruleSource(r) == nil and not wildcard then
+        return nil, "profile " .. id .. " 的 rules[" .. j .. "] 必须有 source（或 url=\"*\" 作全局模型价目）"
+      end
+      if mode == "token" and (type(r.models) ~= "table" or next(r.models) == nil) then
+        return nil, "profile " .. id .. " 的 token 规则缺少 models"
+      end
+    end
+  end
+  if rules.active ~= nil and rules.active ~= "" and not seen[rules.active] then
+    return nil, "active 指向不存在的 profile: " .. rules.active
+  end
+  return true
+end
+
+local function activeProfile(rules)
+  local profile = nil
+  for _, p in ipairs(rules.profiles or {}) do
+    if rules.active ~= nil and rules.active ~= "" and p.id == rules.active then
+      profile = p
+      break
+    end
+  end
+  if profile == nil then profile = (rules.profiles or {})[1] end
+  return profile
+end
+
+-- applyRules：用给定规则重编译并注入 plugin.prices。启动、保存、切方案都走它。
+local function applyRules(rules)
+  local res, err = compileRules(activeProfile(rules) or {})
+  if not res then return nil, tostring(err) end
+  plugin.prices = res.prices
+  return res
+end
+
+-- 启动即加载：插件被内核加载时就自己读规则文件并编译 —— 内核不需要调用任何
+-- billing 专用接口，它只知道"加载插件"。
+plugin.rules_path = defaultRulesPath()
+do
+  local loaded, lerr = readRulesFile(plugin.rules_path)
+  if lerr then
+    plugin.load_error = lerr
+  elseif loaded ~= nil then
+    plugin.rules = loaded
+  end
+  local res, err = applyRules(plugin.rules)
+  if not res then plugin.load_error = tostring(err) end
+end
+
+-- ---- 规则编辑器的 HTTP 面（挂在插件自己的 /api/plugins/http/billing/ 下）----
+-- 规则属于插件，写盘也在插件内完成；内核没有 billing 端点。
+function plugin.__http_rules_get(req)
+  local out = { billing = plugin.rules, warnings = {} }
+  local profile = activeProfile(plugin.rules or {})
+  if profile then out.active = profile.id end
+  local res = profile and compileRules(profile)
+  if res and res.warnings then out.warnings = res.warnings end
+  if plugin.load_error then out.error = plugin.load_error end
+  return { status = 200, json = out }
+end
+
+function plugin.__http_rules_put(req)
+  local body = (req and (req.json or req))
+  if type(body) ~= "table" then
+    return { status = 400, json = { error = "请求体必须是 JSON 对象" } }
+  end
+  local rules = body.billing or body
+  local ok, verr = validateRulesShape(rules)
+  if not ok then return { status = 400, json = { error = verr } } end
+  local res, cerr = applyRules(rules)
+  if not res then return { status = 400, json = { error = tostring(cerr) } } end
+  local wok, werr = writeRulesFile(plugin.rules_path, rules)
+  if not wok then return { status = 500, json = { error = werr } } end
+  plugin.rules = rules
+  return { status = 200, json = { ok = true, billing = rules, warnings = res.warnings } }
+end
+
+function plugin.__http_rules_add(req)
+  local body = (req and (req.json or req)) or {}
+  local copy = json.decode(json.encode(plugin.rules or { active = "", profiles = {} }))
+  local target = nil
+  for _, p in ipairs(copy.profiles or {}) do
+    if body.profile == nil or body.profile == "" or p.id == body.profile then target = p break end
+  end
+  if target == nil then
+    return { status = 400, json = { error = "没有该方案: " .. tostring(body.profile) } }
+  end
+  local rule = body.rule
+  if type(rule) ~= "table" then return { status = 400, json = { error = "缺少 rule" } } end
+  local key = ruleSource(rule)
+  if key == nil then return { status = 400, json = { error = "规则必须有 source" } } end
+  target.rules = target.rules or {}
+  local replaced = false
+  for i, r in ipairs(target.rules) do
+    if ruleSource(r) == key and trim(r.url) == trim(rule.url) then
+      target.rules[i] = rule replaced = true break
+    end
+  end
+  if not replaced then target.rules[#target.rules + 1] = rule end
+  local ok, verr = validateRulesShape(copy)
+  if not ok then return { status = 400, json = { error = verr } } end
+  local res, cerr = applyRules(copy)
+  if not res then return { status = 400, json = { error = tostring(cerr) } } end
+  local wok, werr = writeRulesFile(plugin.rules_path, copy)
+  if not wok then return { status = 500, json = { error = werr } } end
+  plugin.rules = copy
+  return { status = 200, json = { ok = true, billing = copy } }
+end
+
+function plugin.__http_rules_delete(req)
+  local body = (req and (req.json or req)) or {}
+  local copy = json.decode(json.encode(plugin.rules or { active = "", profiles = {} }))
+  local target = nil
+  for _, p in ipairs(copy.profiles or {}) do
+    if body.profile == nil or body.profile == "" or p.id == body.profile then target = p break end
+  end
+  if target == nil then
+    return { status = 400, json = { error = "没有该方案: " .. tostring(body.profile) } }
+  end
+  local out = {}
+  local found = false
+  for _, r in ipairs(target.rules or {}) do
+    if ruleSource(r) == body.source or trim(r.url) == trim(body.url) then
+      found = true
+    else
+      out[#out + 1] = r
+    end
+  end
+  if not found then return { status = 404, json = { error = "没有该规则" } } end
+  target.rules = out
+  local ok, verr = validateRulesShape(copy)
+  if not ok then return { status = 400, json = { error = verr } } end
+  local res, cerr = applyRules(copy)
+  if not res then return { status = 400, json = { error = tostring(cerr) } } end
+  local wok, werr = writeRulesFile(plugin.rules_path, copy)
+  if not wok then return { status = 500, json = { error = werr } } end
+  plugin.rules = copy
+  return { status = 200, json = { ok = true, billing = copy } }
+end
+
+-- 直调导出（/api/plugins/billing/call/<fn>）：返回纯 JSON（不带 HTTP 状态壳），
+-- 便于运维/测试与插件自己的 HTTP 路由共用同一套实现。
+local function unwrap(res)
+  if type(res) == "table" and res.json ~= nil then return res.json end
+  return res
+end
+function plugin.rules_get(args) return unwrap(plugin.__http_rules_get({ json = args or {} })) end
+function plugin.rules_put(args) return unwrap(plugin.__http_rules_put({ json = args or {} })) end
+function plugin.rules_add(args) return unwrap(plugin.__http_rules_add({ json = args or {} })) end
+function plugin.rules_delete(args) return unwrap(plugin.__http_rules_delete({ json = args or {} })) end
+
+plugin.http = {
+  { path = "billing/rules", method = "GET", handler = "__http_rules_get",
+    roles = { "admin" }, description = "计费规则读取" },
+  { path = "billing/rules", method = "PUT", handler = "__http_rules_put",
+    roles = { "admin" }, description = "替换整份计费规则（插件自己写盘）" },
+  { path = "billing/rules", method = "POST", handler = "__http_rules_add",
+    roles = { "admin" }, description = "新增/替换一条计费规则" },
+  { path = "billing/rules", method = "DELETE", handler = "__http_rules_delete",
+    roles = { "admin" }, description = "删除一条计费规则" },
+}
+
+-- 测试/运维直调导出（/api/plugins/billing/call/...）；不是内核接口。
+plugin.exports = { "rules_get", "rules_put", "rules_add", "rules_delete" }
+
+>>>>>>> 7941b41 (refactor(billing)!: 计费全部沉入插件，内核零 billing 代码；规则由插件自持)
 -- Default prompt-cache discount. 0.1 = a cache read costs a tenth of a fresh
 -- token, which is what DeepSeek/Qwen/Kimi and most others charge. It can be
 -- overridden per price entry (prices.models.<m>.cache_discount) or globally by
@@ -236,6 +627,19 @@ local function priceFor(payload)
     if kp.cache_discount ~= nil then out.cache_discount = kp.cache_discount end
     if kp.peak ~= nil then out.peak = kp.peak end
   end
+<<<<<<< HEAD
+=======
+
+  -- profile 级 default 策略（编译期写入 prices.default_mode）在这里落地：
+  -- `free` = 运营声明"没有单独规则的源一律免费" ⇒ 计为已定价（不进 unpriced 统计）；
+  -- 但显式 mode=unpriced 的源必须仍计入，否则"只统计不收费"的声明失效。
+  if not out.priced and p.default_mode == "free" then
+    local explicit = p.explicit_unpriced
+    if not (type(explicit) == "table" and payload.source and explicit[payload.source]) then
+      out.priced = true
+    end
+  end
+>>>>>>> 7941b41 (refactor(billing)!: 计费全部沉入插件，内核零 billing 代码；规则由插件自持)
   return out
 end
 
@@ -1054,12 +1458,12 @@ plugin.ui = {
 })();
 
 (function () {
-  var API = "/api/plugins/billing/rules";
+  var API = "/api/plugins/http/billing/rules";
   var STR = {
     en: {
       title: "Billing rules", profile: "Profile", newProfile: "New profile",
       addRule: "Add rule", delRule: "Delete", exportYaml: "Export YAML",
-      url: "Source URL", mode: "Mode", prompt: "Prompt $/M",
+      source: "Source", mode: "Mode", prompt: "Prompt $/M",
       completion: "Completion $/M", currency: "Currency",
       monthly: "Monthly fee", peakMult: "Peak multiplier",
       peakHours: "Peak hours (UTC)", peakDays: "Peak days (UTC 1=Mon)",
@@ -1071,11 +1475,11 @@ plugin.ui = {
       lcHint: "Long-context step: tokens PAST the threshold cost more. Leave all three blank for one flat rate.",      reasoningHint: "Thinking tokens are billed as output unless you set a different rate here.",      mFree: "free", mToken: "token", mSub: "subscription", mUnpriced: "unpriced",
       noProfile: "No profile yet — create one to start pricing.",
       noRules: "No rules in this profile",
-      warnNoSource: "matches no configured source",
+      warnNoSource: "no such source on this gateway",
       active: "ACTIVE", setActive: "Set active",
       saving: "saving…", saved: "Saved", rejected: "Rejected", save: "Save",
       newProfileId: "New profile id",
-      needUrl: "a rule needs a URL", needPrices: "every model needs both prices",
+      needUrl: "a rule needs a source name (or url '*' for a global model catalogue)", needPrices: "every model needs both prices",
       badPeakHours: "peak hours look like 1-4,6-10 (UTC, 0-23)",
       badPeakDays: "peak days are UTC weekday numbers 0-6",
       peakNeedsMult: "peak hours need a multiplier",
@@ -1085,7 +1489,7 @@ plugin.ui = {
     zh: {
       title: "计费规则", profile: "方案", newProfile: "新建方案",
       addRule: "新增规则", delRule: "删除", exportYaml: "导出 YAML",
-      url: "源 URL", mode: "计费模式", prompt: "输入 $/M",
+      source: "源（source 名）", mode: "计费模式", prompt: "输入 $/M",
       completion: "输出 $/M", currency: "币种",
       monthly: "月费", peakMult: "峰段倍数",
       peakHours: "峰段小时 (UTC)", peakDays: "峰段星期 (UTC 1=周一)",
@@ -1098,11 +1502,11 @@ plugin.ui = {
       mSub: "subscription 订阅", mUnpriced: "unpriced 只统计",
       noProfile: "还没有方案 —— 新建一个开始定价。",
       noRules: "该方案暂无规则",
-      warnNoSource: "匹配不到已配置的源",
+      warnNoSource: "网关上没有这个源",
       active: "生效中", setActive: "设为生效",
       saving: "保存中…", saved: "已保存", rejected: "被拒绝", save: "保存",
       newProfileId: "新方案 id",
-      needUrl: "规则必须有 URL",
+      needUrl: "规则必须有源名（或 url '*' 作全局模型价目）",
       needPrices: "每个模型都要填输入和输出价格",
       badPeakHours: "峰段小时应形如 1-4,6-10（UTC，0-23）",
       badPeakDays: "峰段星期应为 UTC 星期编号 0-6",
@@ -1220,7 +1624,8 @@ plugin.ui = {
   }
 
   function ruleRow(rule, known, T) {
-    var unknown = rule.url !== "*" && known.indexOf(rule.url) < 0;
+    var src = rule.source || (rule.url !== "*" ? rule.url : "");
+    var unknown = src !== "" && src !== "*" && known.indexOf(src) < 0;
     var opts = [["free", T.mFree], ["token", T.mToken], ["subscription", T.mSub], ["unpriced", T.mUnpriced]]
       .map(function (o) {
         return "<option value='" + o[0] + "'" + (rule.mode === o[0] ? " selected" : "") + ">" + esc(o[1]) + "</option>";
@@ -1230,8 +1635,8 @@ plugin.ui = {
     // 的固有宽度会把列撑开：实测表格 986px 挤在 954px 容器里，最右侧的
     // 「删除」列被切掉 32px，按钮点不到；r-cur/r-sub 这些只有 style='width:74px'
     // 的输入框实测只有 40px 可用，几乎不能输入。
-    return "<tr class='br-rule' data-url='" + esc(rule.url || "") + "'>" +
-      "<td style='min-width:200px'><input class='r-url' value='" + esc(rule.url || "") + "' list='br-urls' style='width:100%;box-sizing:border-box'>" +
+    return "<tr class='br-rule' data-source='" + esc(src) + "'>" +
+      "<td style='min-width:200px'><input class='r-src' value='" + esc(src) + "' list='br-srcs' placeholder='source 名，或 * = 全局模型价目' style='width:100%;box-sizing:border-box'>" +
         (unknown ? "<div style='color:#e0a33e;font-size:11px'>&#9888; " + esc(T.warnNoSource) + "</div>" : "") +
       "</td>" +
       "<td style='width:88px'><select class='r-mode' style='width:100%;box-sizing:border-box;padding:2px;font-size:12px'>" + opts + "</select></td>" +
@@ -1248,10 +1653,11 @@ plugin.ui = {
 
   // ---- collecting one rule back out of the DOM ----------------------------
   function collectRule(tr, T) {
-    var url = tr.querySelector(".r-url").value.trim();
-    if (!url) throw new Error(T.needUrl);
+    var src = tr.querySelector(".r-src").value.trim();
+    if (!src) throw new Error(T.needUrl);
     var mode = tr.querySelector(".r-mode").value;
-    var out = { url: url, mode: mode };
+    var out = { source: src, mode: mode };
+    if (src === "*") { out.source = ""; out.url = "*"; }
     var cur = tr.querySelector(".r-cur").value.trim();
     if (cur) out.currency = cur;
     if (mode === "subscription") {
@@ -1401,7 +1807,8 @@ plugin.ui = {
       dsl.profiles.push({ id: id, rules: rules });
     });
     dsl.active = DATA && DATA.active ? DATA.active : (dsl.profiles[0] || {}).id;
-    return "billing:\n" + yamlValue(dsl, 1) + "\n";
+    // 规则现在是插件自持的 billing.json，导出就是同一个 JSON 结构。
+    return JSON.stringify(dsl, null, 2) + "\n";
   }
 
   // ---- render --------------------------------------------------------------
@@ -1419,7 +1826,7 @@ plugin.ui = {
     var dsl = (DATA && DATA.billing) || null;
     var profiles = (dsl && dsl.profiles) || [];
     var active = (DATA && DATA.active) || (profiles[0] && profiles[0].id) || "";
-    var known = (DATA && DATA.urls) || [];
+    var known = (DATA && DATA.sources) || [];
 
     var warn = "";
     if (DATA && DATA.warnings && DATA.warnings.length) {
@@ -1435,7 +1842,7 @@ plugin.ui = {
       return;
     }
 
-    var html = warn + "<datalist id='br-urls'>" + dl + "</datalist>";
+    var html = warn + "<datalist id='br-srcs'>" + dl + "</datalist>";
     profiles.forEach(function (p) {
       var rules = p.rules || [];
       html += "<div data-profile='" + esc(p.id) + "' style='margin:0 0 18px'>" +
@@ -1533,7 +1940,7 @@ plugin.ui = {
         }
         if (idx < 0) return;
         dsl.profiles[idx].rules = dsl.profiles[idx].rules.filter(function (r) {
-          return r.url !== tr.dataset.url;
+          return (r.source || r.url) !== tr.dataset.source;
         });
         save(dsl);
       };
@@ -1547,10 +1954,10 @@ plugin.ui = {
           if (dsl.profiles[i].id === b.dataset.pid) idx = i;
         }
         if (idx < 0) return;
-        // Seed with the first configured URL: an empty url row would fail
+        // Seed with the first configured source: an empty source row would fail
         // validation on save and the operator would not know why.
-        var first = ((DATA && DATA.urls) || [])[0] || "";
-        dsl.profiles[idx].rules.push({ url: first, mode: "free" });
+        var first = ((DATA && DATA.sources) || [])[0] || "*";
+        dsl.profiles[idx].rules.push({ source: first === "*" ? "" : first, url: first === "*" ? "*" : nil, mode: "free" });
         save(dsl);
       };
     });
@@ -1627,19 +2034,27 @@ plugin.ui = {
     p.innerHTML = "<button class='ghost small' id='br-dl'>" + esc(T.exportYaml) + " (.yaml)</button>";
     holder.appendChild(p);
     document.getElementById("br-dl").onclick = function () {
-      var blob = new Blob([text], { type: "text/yaml" });
+      var blob = new Blob([text], { type: "application/json" });
       var a = document.createElement("a");
       a.href = URL.createObjectURL(blob);
-      a.download = "billing-rules.yaml";
+      a.download = "billing.json";
       a.click();
       setTimeout(function () { URL.revokeObjectURL(a.href); }, 2000);
     };
   }
 
   function load() {
-    call("GET")
-      .then(function (j) {
-        DATA = { billing: j.billing || null, active: j.active, urls: j.urls || [], warnings: j.warnings || [] };
+    Promise.all([
+      call("GET"),
+      // 源名列表来自网关自己的 /api/sources（浏览器带管理员会话），插件不需要
+      // 为了它去和内核对接 —— 这正是"规则以源名为键"能做到零内核依赖的原因。
+      fetch("/api/sources", { credentials: "same-origin" })
+        .then(function (r) { return r.ok ? r.json() : { sources: [] }; })
+        .catch(function () { return { sources: [] }; }),
+    ]).then(function (res) {
+        var j = res[0], sj = res[1] || {};
+        var names = (sj.sources || []).map(function (s) { return s.name; }).filter(Boolean);
+        DATA = { billing: j.billing || null, active: j.active, sources: names, warnings: j.warnings || [] };
         render();
       })
       .catch(function (e) {